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36117 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 36117 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Montgomery, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 36117.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 36117 and start shopping.

Quickly and Easily Compare Average Rates for 36117

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Montgomery, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 36117

Homeowners in Montgomery are paying roughly $1088 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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36117 Home Insurance Average Premiums

Local 36117 homeowners insurance quotes comparison

$838 /yr.

Shows Zip Code: 36117 lowest rates with discounts applied on average.

For the 36117, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$838 /yr.
Average Coverage:$1088 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1388 /yr.

What is the average home insurance cost for a home in 36117?

  • • The average homeowners insurance premium paid annually for a home in 36117 is around $1088 per year.

What does it cost on average per month for home insurance in 36117?

  • • Homeowners in 36117 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 36117?

  • • Autoowners in 36117 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Montgomery area, check out other zip codes nearby 36117.
Review average rates in another zip code:
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36107 homeowners insurance rates

Home Replacement Cost Coverage in 36117

Average Building Cost Per Square Foot in 36117: $104

Location: Montgomery, Alabama (Montgomery County)

Average Square Footage in 36117: 1,813 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36117 before you start any project. Montgomery homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36117 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36117 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,813 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Montgomery area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,813$188,500
Additional Upgrades & Added Features$1301,813$235,625
Major Home Updates or Advancements$1561,813$282,750

It's important to understand that when you estimate your replacement cost of your home in the 36117 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36117

Hopkins Insurance Agency

Address: 500 Hackel Drive Montgomery, AL 36117
Phone: (334)272-0957
Website:

Best Home & Auto Insurance Agencies in 36117

Coleman- Thomas H

Address: 3456 Eastdale Cir Montgomery, AL 36117
Phone:
Website:
Info:

Honea- Breck - State Farm Insurance Agent

Address: 61 Market Pl Montgomery, AL 36117
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 215 Winton M Blount Loop Montgomery, AL 36117
Phone:
Website:
Info:

Denham- Donald L

Address: 2101 Eastern Blvd Montgomery, AL 36117
Phone:
Website:
Info:

Hopkins Insurance Agency

Address: 500 Hackel Dr Montgomery, AL 36117
Phone:
Website:
Info:

Housing Demographics for 36117

Population Review for 36117 Zip Code

For the city of Montgomery, the population within 36117 has increased to over 54,162 residents in population size. The current population total is 53,172. We have broken down the population based on race below. In 36117, there are over 24992 in male population and 28180 females.

PopulationValues
Total Population53,172
White Population19361
Black Population26597
Hispanic Population1511
Asian Population4377
Hawaiian Population33
Indian Population107
Other Population691
Male Population24992
Female Population28180
Population Estimate54162

Household Data for 36117

The average number of homes in 36117 is around 22,280, there are an average of 2.31 per household. The average house value according to local real estate values is around $188,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,280
Persons Per Household2.31
Average House Value$188,500
Income Per Household$69422
Median Age38.0
Median Age Male36.5
Median Age Female39.1
36117 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityMontgomery
City Alias NameMONTGOMERY
CountyMontgomery
County FIPS101
State FIPS01
Time Zone6
Day Light SavingY
MSA5240
PMSA
CSA388
CBSA33860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMontgomery, AL
MSA_NameMontgomery, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1661
Number Of Employees27945
Business First Quarter Payroll281928
Business Annual Payroll1207317
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population374536
CBSA Division Population0
Congressional District02
Congressional LandArea10141.63
Delivery Residential23447
Delivery Business2342
Delivery Total27818
Preferred Last Line KeyY10815
Classification Code
Multi-County
CSA NameMontgomery-Selma, AL
CBSA_DIV_Name
City State KeyY10815
Land Area53.273000
Water Area1.134000
City Alias Code
City Mixed CaseMontgomery
City Alias Mixed CaseMontgomery
Box Count0
SFDU14622
MFDU5019
State ANSI01
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015630
Unique ZIP Name
SSA State County Code01500
Medicare CBSA Code33860
Medicare CBSA NameMontgomery, AL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseMontgomery

Alabama Homeowners Insurance News & Information

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