Compare 85033 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 85033 area? The average homeowners premium in Arizona for a standard homeowners policy is around $661/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 85033 zip code, the population size is around 57,980 with 15,435 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 85033.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Phoenix, AZ Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. AZ Rate	Discounts	Savings	Shop Rates
$866	up to 40% off	$346	Get Phoenix, AZ Rates!

85033 Home Insurance Average Premiums

Local 85033 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 85033 lowest rates with discounts applied on average.

For the 85033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$411 /yr.
Average Coverage:	$661 /yr.
2600 sq. ft. or higher (all discounts applied)	$961 /yr.

What is the average home insurance cost for a home in 85033?

• The average homeowners insurance premium paid annually for a home in 85033 is around $661 per year.

What does it cost on average per month for home insurance in 85033?

• Homeowners in 85033 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85033?

• Autoowners in 85033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenix area, check out other zip codes nearby 85033.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 85033

Average Building Cost Per Square Foot in 85033: $161

Location: Phoenix, Arizona (Maricopa County)

Average Square Footage in 85033: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85033 before you start any project. Phoenix homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenix area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$161	1,102	$177,400
Additional Upgrades & Added Features	$201	1,102	$221,750
Major Home Updates or Advancements	$242	1,102	$266,100

Calculate Your Dwelling Coverage in 85033

It's important to understand that when you estimate your replacement cost of your home in the 85033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 85033

Funk- David G

Address: 5901 W Indian School Rd Phoenix, AZ 85033
Phone:
Website:
Info:

Rodriguez- Yolanda

Address: 6544 W Thomas Rd, #29 Phoenix, AZ 85033
Phone:
Website:
Info:

AALL Insurance Inside GG & D

Address: 6601 West Indian School Road #20 Phoenix, AZ 85033
Phone:
Website: http://www.aall.net/
Info:

Farmers Insurance-Jim McKenna

Address: 1723 North 75th Avenue c180 Phoenix, AZ 85033
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/667968930/glendale_az/farmers_insurance_jim_mckenna.html
Info:

Oasis Insurnace

Address: 7614 West Indian School Road Phoenix, AZ 85033
Phone:
Website: http://www.oasisinsurance.com/
Info:

Housing Demographics for 85033

Population Review for 85033 Zip Code

For the city of Phoenix, the population within 85033 has increased to over 59,808 residents in population size. The current population total is 57,980. We have broken down the population based on race below. In 85033, there are over 28933 in male population and 29047 females.

Population	Values
Total Population	57,980
White Population	14147
Black Population	3349
Hispanic Population	46912
Asian Population	512
Hawaiian Population	77
Indian Population	1458
Other Population	25773
Male Population	28933
Female Population	29047
Population Estimate	59808

Household Data for 85033

The average number of homes in 85033 is around 15,435, there are an average of 3.75 per household. The average house value according to local real estate values is around $177,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	15,435
Persons Per Household	3.75
Average House Value	$177,400
Income Per Household	$51028
Median Age	27.3
Median Age Male	26.7
Median Age Female	27.8

85033 Details	Values
State	AZ
State Full Name	Arizona
City Type	P
City Alias Abbreviation
Area Code	623/602/480
City	Phoenix
City Alias Name	PHOENIX
County	Maricopa
County FIPS	013
State FIPS	04
Time Zone	7
Day Light Saving	N
MSA	6200
PMSA
CSA	429
CBSA	38060
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Phoenix-Mesa-Chandler, AZ
MSA_Name	Phoenix-Mesa, AZ MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	437
Number Of Employees	5431
Business First Quarter Payroll	38397
Business Annual Payroll	167533
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	4192887
CBSA Division Population	0
Congressional District	03
Congressional LandArea	15688.79
Delivery Residential	15949
Delivery Business	532
Delivery Total	22990
Preferred Last Line Key	Z10747
Classification Code
Multi-County
CSA Name	Phoenix-Mesa, AZ
CBSA_DIV_Name
City State Key	Z10747
Land Area	6.118000
Water Area	0.010000
City Alias Code
City Mixed Case	Phoenix
City Alias Mixed Case	Phoenix
Box Count	0
SFDU	10562
MFDU	3462
State ANSI	04
County ANSI	013
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	036364
Unique ZIP Name
SSA State County Code	03060
Medicare CBSA Code	38060
Medicare CBSA Name	Phoenix-Mesa-Chandler, AZ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Maricopa

Arizona Homeowners Insurance News & Information

2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

Home Insurance Quotes in 85033!