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Compare 85037 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Phoenix just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 14,395 neighbors looking to save on their home insurance policy in the local 85037 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 85037. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Phoenix, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Phoenix, AZ

85037 Home Insurance Average Premiums

Local 85037 homeowners insurance quotes comparison

$418 /yr.

Shows Zip Code: 85037 lowest rates with discounts applied on average.

For the 85037, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$418 /yr.
Average Coverage:$668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$968 /yr.

What is the average home insurance cost for a home in 85037?

  • • The average homeowners insurance premium paid annually for a home in 85037 is around $668 per year.

What does it cost on average per month for home insurance in 85037?

  • • Homeowners in 85037 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85037?

  • • Autoowners in 85037 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenix area, check out other zip codes nearby 85037.
Review average rates in another zip code:
85031 homeowners insurance rates
85032 homeowners insurance rates
85033 homeowners insurance rates
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85004 homeowners insurance rates
85018 homeowners insurance rates
85006 homeowners insurance rates
85048 homeowners insurance rates
85086 homeowners insurance rates
85019 homeowners insurance rates

Home Replacement Cost Coverage in 85037

Average Building Cost Per Square Foot in 85037: $161

Location: Phoenix, Arizona (Maricopa County)

Average Square Footage in 85037: 1,273 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85037 before you start any project. Phoenix homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85037 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85037 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,273 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenix area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,273$204,900
Additional Upgrades & Added Features$2011,273$256,125
Major Home Updates or Advancements$2421,273$307,350

It's important to understand that when you estimate your replacement cost of your home in the 85037 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85037

Best Home & Auto Insurance Agencies in 85037

Lincoln- Robert L - State Farm Insurance Agent

Address: 10720 W Indian School Rd, #70 Phoenix, AZ 85037
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 4120 N 108th Ave Phoenix, AZ 85037
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 9150 W Indian School Rd Phoenix, AZ 85037
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85037

Population Review for 85037 Zip Code

For the city of Phoenix, the population within 85037 has increased to over 57,773 residents in population size. The current population total is 50,929. We have broken down the population based on race below. In 85037, there are over 25000 in male population and 25929 females.

PopulationValues
Total Population50,929
White Population15041
Black Population4353
Hispanic Population34802
Asian Population1573
Hawaiian Population152
Indian Population1127
Other Population16720
Male Population25000
Female Population25929
Population Estimate57773

Household Data for 85037

The average number of homes in 85037 is around 14,395, there are an average of 3.52 per household. The average house value according to local real estate values is around $204,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,395
Persons Per Household3.52
Average House Value$204,900
Income Per Household$65733
Median Age29.4
Median Age Male28.3
Median Age Female30.5
85037 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623
CityPhoenix
City Alias NamePHOENIX
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses380
Number Of Employees6996
Business First Quarter Payroll73885
Business Annual Payroll325682
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District03|07|09
Congressional LandArea15688.79|205.12|164.79
Delivery Residential16413
Delivery Business386
Delivery Total16664
Preferred Last Line KeyZ10747
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10747
Land Area8.177000
Water Area0.013000
City Alias Code
City Mixed CasePhoenix
City Alias Mixed CasePhoenix
Box Count0
SFDU4814
MFDU4962
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036364
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]