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Pinal County, AZ Homeowners Insurance Quotes

If you shopping for home insurance for your property located in Pinal County AZ, we have great coverage options available at GetHomeInsuranceQuotes.com. We offer up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Pinal County. Our Arizona agents have over 20+ years of experience and are ready to help you compare and review the most affordable homeowners policies available, including enhanced coverage options and discouts. Protecting your home in Pinal County from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy should be limited to so ask our agents which carrier and coverage option is best for you.

You might like to know that the average home insurance rate for the state of Arizona is $866 a year. That's $72.17 a month in homeowners insurance cost. We can certainly help you save up to 40% or more by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Pinal County AZ. Simply give us a call now at 1-855-976-2656

For all Pinal County, AZ residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Pinal County? Simply enter your zip code to get your Arizona homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Pinal County, AZ Housing Demographics

With 375,770 residents living within the Pinal County area there are over 159,222 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 92,157 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Pinal County.

DemographicValues
Total Occupied Households125,590
Family Households (families)92,157
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units159,222

Pinal County, AZ Home Insurance Average Premiums

Local Pinal, AZ homeowners insurance quotes comparison

$726 /yr.

Arizona's Average Home Insurance Rates Overall

For the state of Arizona, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 46 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$628 /yr.
Current Average Cost:$726 /yr.
Maximum Range:$866 /yr.

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

Discounts For Homeowners in Pinal County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Arizona homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Pinal County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Pinal County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Pinal County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Pinal County Housing & Real Estate Data

Details:Statistics
Total Housing Units159222
Occupied Housing Units125590
Vacant Housing Units33632
Vacant Housing Units for Rent4887
Vacant Housing Units Rented Not Occupied333
Vacant Housing Units For Sale5660
Vacant Housing Units Sold Not Occupied917
Vacant Housing Units For Seasonal Occasional Use15499
Vacant Housing Units All Other Vacants6336
Housing Units Homeowner Vacancy Rate Percent6
Housing Units Rental Vacancy Rate Percent14
Housing Tenure Occupied Units125590
Housing Tenure Occupied Units Owner Occupied95629
Housing Tenure Occupied Units Owner Occupied Population254864
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied29961
Housing Tenure Occupied Units Renter Occupied Population94661
Housing Tenure Occupied Units Renter Occupied Average Household Size3