According to the ACCRA Cost of Living Index compiled for various cities across the United States, the composite value for South Carolina is about 93.3 percent of the national average. This means that it is cheaper to live in this state than it is in most other states of the country. This is also true […]
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Mobile (AL) Fire Department to Ramp Up Services to Allow Homeowners Enjoy Insurance Discounts
Homeowners in Mobile (Alabama) have a new ally in their fight against burgeoning home insurance premium rates that are partly affected by the perceived fire risk of their properties. The city of Mobile and the local fire departments have ramped up efforts to bring down the fire risks in the city so that homeowners can […]
Home Insurance Pointers for Atlanta Residents Who Live in Flood-Prone Areas
According to a research study carried by some hydrologists at the National Oceanic and Atmospheric Administration, the Atlanta Urban Zone is one of the most flood-prone regions in the entire state of Georgia. There are several low-lying areas in the city and its suburbs and these have witnessed considerable flooding in the recent past. Lots […]
Surveying Crime Rates to Gauge Home Insurance Premiums in Raleigh (NC)
According to the North Carolina Department of Insurance, there are quite a few different types of home insurance coverage plans for protecting a real estate property, the various other structures within its premises, and the personal valuables inside the buildings. The latter type of coverage plan, Coverage C, protects homeowners from loss of personal property […]
Will My Insurance Policy Cover the Damage if a Tree Falls on My House in Columbia?
The hurricane season is well underway in the Atlantic and Caribbean coasts of the United States and according to a weather prediction report published in The Charlotte Observer, this year there are more-than-average chances of landfall in the South Carolina region. Residents of Columbia (South Carolina) had a peek of things to come with the […]
Homeowners: Do you know your claim frequency?
As a homeowner, it’s important to know how often claims occur. The idea that “it won’t happen to me” can become a sudden disappointment when it comes to common frequencies of home insurance claims across the country. Knowing what can happen helps you get prepared for what could happen that’s why we have listed the […]
Raleigh (NC) Homeowners Gear Up to Pay More in Premiums
The new home insurance rates for property owners in Raleigh (North Carolina) have just been put into place, from the 1st of July 2013. In this context, it is worth mentioning that the Insurance Commissioner of North Carolina had approved a seven percent average rate hike on homeowners’ insurance policies across the state this year […]
New Insurance Options Provide Respite to Alabama Coastal Homeowners
Coastal homeowners in Alabama had been facing home insurance woes for quite some time. This Gulf Coast state had seen a spate of natural disasters such as tornadoes, hurricanes, severe flooding, and catastrophic tropical storms in the past few years and these had unleashed the most damage in shoreline areas like Baldwin and Mobile counties. […]
Home Insurance Solutions for Florida High-Value Coastal Property Owners
According to MarketWatch, most basic home insurance policies in the United State do not suffice for the needs of homeowners. This is especially true of high-value property owners, many of whom have their houses dotting the coastal regions of Florida. In fact, according to the news publication, these homeowners with properties worth $1 million and […]
How can the SC Safe Home Program Help Lower Insurance Prices?
The South Carolina Safe Home Program under the aegis of the South Carolina Department of Insurance provides funds to individual homeowners to help them undertake retrofitting measures that will reinforce their homes against the ravaging effects of hurricanes and tropical storms. Homeowners whose properties have insured values of less than $300,000 are eligible for these […]