North Carolina homeowners whose finances were negatively impacted by the pandemic and now need assistance with housing related expenses can now submit an application to The North Carolina Homeowner Assistance Fund. The fund which was established via the 2021 American Rescue Plan was set up to help prevent mortgage delinquencies, defaults, displacements and foreclosures for […]
As premiums continue to soar and homeowners move their insurance policies to Florida’s insurer of last resort, Citizens Property Insurance Corp, legislators are attempting to deal with Florida’s failing homeowners insurance market. However, the Florida Senate and House will have to figure out ow to bridge their differences and determine how far they are willing […]
In many cases, your home is your most valuable asset so you should always make sure it is fully protected with the proper insurance coverage. In order to ensure that you have enough coverage, you should review your policy and coverage levels on an annual basis. Checking out your policies and coverage levels at the […]
If you have just purchased your luxury dream home or just have a high value home, you may need to consider high-value home insurance which is also known as luxury home insurance. Not sure if you need this type of coverage, keep reading to learn everything you need to know about insuring your luxury home. […]
In many cases, your home is your most valuable asset so you should always make sure it is fully protected with the proper insurance coverage. In order to ensure that you have enough coverage, you should review your policy and coverage levels on an annual basis. Checking out your policies and coverage levels at the […]
The Florida homeowner insurance market has been in trouble for almost a decade at this point. As the number of lawsuits related to dubious roofing claims continues to rise, insurance companies continue to raise their rates or pull out of certain areas altogether. While the Florida legislature has attempted to stem the flood of rising […]
Saving up the down payment for a home can be difficult and can take a long time. If you are struggling to save up enough for a house down payment, you may want to consider an 80/20 loan which can help get you into a home, even if you don’t have enough for a 20 […]
While the cost of buying a home has risen dramatically in the last few years, a house still comes with a variety of benefits over renting. One of the biggest advantages is the fact that you can use the mortgage interest deduction to help lower your tax bill. However, the IRS rules that impact the […]
Homeowners across the country have seen their homeowners insurance premium rise by an average of 4 percent which translates into an average annual premium of $1,398 according to the Insurance Information Institute (III). Much of the increase can be attributed to the rising cost of materials as well as supply chain issues and climate change. […]
It now appears that Covid will still be with us in 2022, and that can have a major impact on a variety of life issues. One of those issues may be homeowners insurance as Covid continues to impact the supply chain and inflation pushes up the cost of just about everything. Keep reading to see […]