Homeowners in Central Florida will most likely be seeing higher property insurance premiums next year, these increases are the result of a record hurricane season as well as lawsuits. Insurers have requested rate increases from the Florida Office of Insurance Regulation (FOIR) that exceed 30 percent for next year. This year, the skyrocketing premiums are […]
Excited about moving in? Call us for renters insurance quotes: 855-463-8553 If you have a child headed off to college this year, it’s time to put together a list of things to pack up before they move out of your house. While packing up their laptops, clothes, desk and other belongings, you should also check […]
This has been a banner year for severe storms and hurricanes and some communities have been hit hard. All of these storms have reminded many homeowners exactly how important it is to protect their home with insurance. Unfortunately, for much of this type of damage, homeowners must be carrying windstorm insurance in addition to homeowners […]
While buying a house can be exciting, it can also be complicated. Once you have found your perfect house, you will need to find financing and then navigate a minefield of inspections and paperwork. One part of the paperwork that can be confusing is closing costs. The offer you make on the home will spell […]
If you have a rental property or even rent out your own home on an occasional basis, you probably should be carrying landlord insurance to properly protect your rental property. A typical homeowner policy doesn’t cover issues related to renters. Here is a brief overview of everything you need to know about landlord insurance: What […]
Angry Florida homeowners have seen shocking increases to their homeowner insurance costs over the last year and are now putting pressure on state lawmakers to step up and help lower the sky-high cost of property insurance in the Sunshine State. Property owners have seen premium hikes as high as 30% to 40% at policy renewal. […]
North Carolina Insurance Commissioner Mike Causey recently announced that the North Carolina Rate Bureau (NCRB) has requested a 24.5% statewide average increase in homeowners’ insurance rates which will take effect in August 2021. The NCRB is an industry group that represents insurance companies that write insurance policies in North Carolina, it is not a part […]
Recommended insurance coverages can vary and change as you age, start a family and acquire more assets. We thought it might be fun to take a look at what insurance millennials should be carrying. Millennials are defined as adults between the ages of 23 and 39 years old in 2020. Here is a quick rundown […]
On September 9 2020, a thick orange haze above San Francisco, CA from wildfires. This photo is a daytime view of ash and smoke floating over the Bay Area. Recently, the California Department of Insurance released a list of 518 zip codes within or adjacent to this year’s wildfires where insurance companies are no longer […]
While homeowners insurance offers protection for your home in the event of an accident or catastrophic loss it also protects the contents of your home, but does that include appliances? The answer to that question will depend on what happened to your appliance. Keep reading to learn everything you need to know about homeowners insurance […]