Homeowner insurance rates for many Florida homeowners will continue to rise next year, despite the fact that reforms were put in place last spring to help curtail Assignment of Benefits (AOB) lawsuits brought by contractors and their attorney partners. Unfortunately, instead of heading down, the number of lawsuits filed against insurance companies has actually increased […]
Halloween can be a blast, trick or treating, handing out candy to all of the neighborhood ghouls and just seeing the various costumes that come to your door. Unfortunately, Halloween can also bring out teens who like to add vandalism and property damage to their trick or treat routine. In addition to worrying about vandalism, […]
Hilton Head, SC, Lighthouse Just like a standard homeowner policy, South Carolina windstorm policies offer zero protection against flood damage, in order for your home to be fully protect you would need to carry a separate flood insurance policy. If you are unable to find coverage in the private market you may need to purchase […]
Roanoke Marshes Lighthouse – Manteo NC (Dare County, North Carolina) North Carolina homeowners will be experiencing higher premiums for homeowners insurance starting next spring, but the pain is nowhere near as bad as it could have been. Mike Causey, North Carolina’s Insurance Commissioner managed to negotiate the rate increase requested by the North Carolina Rate […]
Collectibles can increase in value over time until they are worth a significant amount of money. This can include a wide variety of collectibles, everything from comic books, wines, cigars, sports memorabilia, movie props, coins, art and jewelry can appreciate over time until they are worth a small fortune. These types of assets really need […]
If your home is on the market there is a very good chance your agent (or yourself if you are selling it by owner) will want to host an open house. This is a great way to show your home to potential buyers and hopefully drum up an interested buyer (or buyers) who makes an […]
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]
Buying a house is a lot of work, and once you have found the perfect home you want to protect it with insurance. In addition to your homeowners policy, a title insurance policy will help protect your investment. Here is a quick overview about title insurance and why you need it to fully protect your […]
Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one expires at the end of September. The NFIP has been in serious financial trouble for years but Congress has been unable to agree on how to fix the ailing program. The […]
According to recent J.D. Power 2019 U.S. Home Insurance Study, roughly three-fourths (74%) of homeowner insurance customers feel that the homeowners insurance industry needs improvement. A whopping 13% of customers felt that “radical improvement is needed.” The study found that the overall customer satisfaction with homeowners insurance declined for the first time since 2015. J.D. […]