According to a recent analysis by E&E News of government data, tens of thousands of homeowners who were in the path of Hurricane Dorian dropped their flood insurance in recent years. The analysis found that both homeowners and owners of commercial buildings have been giving up their flood insurance policies despite the fact that their […]
In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be a dangerous move as personal liability can be a lifesaver in certain situations. If you are shopping for a new homeowners policy, make sure your agent takes the time to […]
The North Carolina Insurance department reported on Monday that it has received a rate increase filing from the N.C. Rate Bureau regarding dwelling insurance. The Rate Bureau is requesting an average increase of 19.2 percent, but the increase will vary by area. The Rate Bureau is requesting that the rate change go into effect on […]
Hurricane Dorian approaching the Carolinas – September 5, 2019 Hurricane Dorian did major damage in the Bahamas and is currently lashing out at the Carolinas. If your home has been damaged or destroyed by Dorian or another major weather event, you probably have questions about just what your homeowners insurance will cover. We are here […]
Recently released data in California shows that insurance companies have declined to renew almost 35,000 homeowner insurance policies in wildfire prone areas since the state started collecting this data in 2015. The data did not specify how many of these homeowners managed to find another policy elsewhere or how much of an increase they had […]
If you are in the market for a new home, there are plenty of options available, but two of the most common choices are a single-family house or a condo. There are significant differences between these two types of housing and it’s important to fully understand the differences before putting in an offer. Here are […]
A recent survey by Freedom Debt Relief found that many American homeowners are having trouble paying off their homes and wish they would have saved up a bit more down payment money before purchasing their home. The survey polled 1,028 U.S. homeowners who were carrying at least $10,000 in unsecured debt. Unsecured debt includes credit […]
While teen drinking rates have dropped over the last decade, it’s still a pretty common occurrence. According to a 2017 National Survey on Drug Use and Health (NSDUH), roughly 1 in 5 kids between the ages of 12 and 20 say they have consumed alcohol recently. It doesn’t stop with just drinking, teens also get […]
There is no doubt that climate change will impact everyone’s future but as sea levels rise, temperatures climb and more hurricanes, tornados and forest fires hit the United States, it will impact some states harder than others. Recently, ValuePenguin used data from the Union of Concerned Scientists (UCS) and found that three states, Louisiana, New […]
California has seen a number of earthquakes recently and while none of them have done significant damage, many experts predict the “big one” may be on its way. We thought it might be a good idea to do a general review on earthquake insurance and why it is a great coverage to carry if you […]