It’s been a tough storm season in Florida, leaving many people worried that their roof might have hail damage. This has led to some shady roofers to start working with less than honest attorneys to scam homeowners and their insurance companies utilizing the assignment-of-benefits (AOB) clauses that are in most homeowner insurance policies. According to recent […]
Unfortunately, it looks like its going to be rate hike time again when it comes to homeowners insurance in South Florida. Most of the major insurance companies that write policies in the southern part of the state are seeking rate hikes, so be prepared when renewal time rolls around. As an example, People’s Trust, which […]
North Carolina is a beautiful state to live in but homeowners insurance can be expensive, especially if you live near the coast. The average premium for an HO-3 policy, which is considered the standard for single family homes in North Carolina, is $1,008, which is roughly 8 percent lower than the national average of $1,034. […]
As you get older certain expenses tend to rise. Everything from health care costs to insurance can become more expensive. Luckily, when it comes to the cost of car and homeowners insurance there are ways to keep these cost hikes in check. Car Insurance While insurance premiums tend to go up as drivers age, there […]
According to data released by NTT Data, which is a top 10 global business and IT service provider, roughly 2 out of 3 homeowners insurance customers in the United States would be willing to change insurance companies if they could get a discount on their policy for using smart home devices. Smart home devices, which […]
Selling a home can always be a challenge, but selling a home in a flood prone neighborhood can be extremely difficult. If your home is located in a designated flood zone you may find buyers are less willing to make an offer or will offer well under your asking price. Below is a list of […]
Home insurance can be a complicated subject and there are a variety of myths out there that can make the subject even more confusing. Here are a few of the most common myths related to homeowners insurance as well as the myth busting facts for each one. Home Insurance is Mandatory: While certain auto insurance […]
Recent storms that swept across South Georgia killed 15 people and caused massive damage to homes and businesses. According to the National Weather Service an EF-2 tornado hit parts of southern Georgia with winds that reached up to 135 mph. Unfortunately the damage may not end with the storms. The Better Business Bureau (BBB) in […]
Spring and summer are the busiest seasons when it comes to buying a new home and moving. While most people are not going to decide where to move based on the cost of homeowners insurance, it doesn’t hurt to know if you are moving to a high cost state. A study released in February 2016 […]
The New Year is just around the corner, which makes it a great time to review your insurance policies. Your insurance coverage should be updated and reevaluated on a yearly basis and the start of a brand-new year is a great time to complete this chore. There are a number of different circumstances that can […]