The Travelers Companies Inc. (Travelers Insurance) are now going to provide a discount on homeowners insurance to eligible customers that have installed qualifying smart home devices, according to a recent press release. The new discount is called Protective Device and smart smoke detectors, carbon monoxide detectors and security systems that alert homeowners via their cell […]
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Florida Tops Texas For Highest Homeowners Insurance Rates On Average
Looking for ways to lower your homeowners insurance premium? Don’t move to Florida. Despite the fact that Florida has not seen a major hurricane is over 10 years, residents of the sunshine state still pay the highest homeowner premiums in the country according to a recent report from the National Association of Insurance Commissioners. The […]
Homeowners Insurance Survey Shows a Drop Due to Claim Satisfaction
According to a recent J.D. Power and Associates report, satisfaction among homeowners who have made claims on their homeowner polices has declined for the first time in five years. The J.D. Power survey included over 5,700 homeowners who made a property claim on their homeowners insurance in 2014 and 2015. Satisfaction levels range from 837 […]
Pros and Cons of Homeowners Insurance
If you have recently paid off your mortgage or bought a house for cash, you may be considering dropping your homeowners insurance. While dumping your homeowners insurance will certainly put a few bucks in your pocket every month, in the long run it can be a very dangerous gamble. The majority of us don’t have the […]
Pennsylvania sets up new system to find, buy private flood insurance
In the last year Pennsylvania homeowners have seen the cost of flood insurance continually rise. Luckily, the state is working to help homeowners find more affordable flood policies. After the 2011 floods in Dauphin County, flood maps were redrawn which puts some homeowners who had previously not fallen within flood boundaries, into a floodplain. This […]
Homeowners Insurance: Liability for Pet Owners
Americans love their pets, according to a recent survey by the American Pet Products Association, roughly 80 million homes have at least one pet. Dogs tend to be the big winner in the pet wars. In 2014, a total of 54 million households in the U.S. had a dog as a pet. While pets are […]
Are Extended Home Warranties a Good Idea?
Purchasing a large ticket item can be a stressful experience. There is research involved, shopping for the best deal and finally contemplating whether or not to purchase the extended home warranty that the cashier pushes on you when its time to pay. In most cases, the extended warranty is not worth it. In the last […]
Your Homeowners Insurance Can Help with Blizzard Damage
East Coast residents who are still digging out from the recent epic blizzards will be happy to know that most of the damage caused by winter storms are covered by their homeowners insurance policy. The Blizzard of 2016 was one of the biggest storms the East Coast has ever seen. Washington, D.C., Baltimore and New […]
Great Questions To Ask For All New Home Buyers
Shopping for a house can be a difficult and stressful time and in some cases it is possible to forget a few key things during the process. Before you make an offer and sign your name on the dotted line there are a few questions that you should ask your real estate agent and the […]
Home Tips for Dealing with Texas Storm Damage
Recent storms that raged across North Texas hit the area with blizzard conditions and numerous tornadoes. According to the National Weather Service, an EF4 tornado went through Garland and an EF3 tore up much of Rowlett. Copeville was also the victim of severe weather with an EF2 twister hitting town. Smaller tornadoes were also reported […]