Spring has sprung and when the snow starts to melt and the flowers start to bloom, homeowners often start thinking about how to improve their home. While many homeowners prefer to do the work themselves, some jobs are just too big and then its time to bring in the experts. If you are hiring a […]
In the last couple of years the cost of homeowners insurance has been going up for just about everyone. The National Association of Insurance Commissioners (NAIC) found that nationwide, premiums jumped up 7.6 percent in 2011 and another 5.7 percent in 2012. This translates into a $137 bump in just two years. Where You Live […]
You scoured the market and found the perfect house for you and your family. Your offer was accepted and it’s finally closing day. The last step in purchasing a house can be complicated and is a process you should go into with open eyes and complete understanding. One of the more confusing aspects of a […]
Tax refunds are on the way, which means that many of us will have a little extra coin in our pocket soon. One great way to invest your windfall is to sink it into your house. Whether you update your kitchen, add a bedroom or just repaint your exterior spending money on your home will […]
The dreaded tax season is upon us again so collect your receipts, dig out those W-2s and get ready to hunker down. Luckily, as a homeowner, you are entitled to a few tax breaks that will drive down your tax bill and maybe put you into refund territory. Lets have a quick look at the […]
Are homeowners safer drivers? It seems possible according to a new study by Insurance.com. The data shows that homeowners tend to file fewer auto insurance claims then non-homeowners. The majority of auto insurers take homeownership into account when determining rates for new customers. In almost all cases, homeowners will pay less than renters for auto […]
North Carolina homeowners are getting a reprieve from higher premiums, at least for another year. Insurance companies who were hoping their request for a 25 percent increase would be approved were disappointed recently when the state regulator agreed to a zero percent increase. Wayne Goodwin, the Insurance Commissioner in North Carolina said, “I found no […]
Winter seems to be in full force and with it comes winter related damage that can affect your home. According to the Insurance Information Institute, winter related damage is the third-largest cause of property loss. Unfortunately, some of it may not be covered by your homeowners policy. Making yourself aware of the potential pitfalls that […]
Thanksgiving is just a few days and while it is a great time to gather your family, enjoy a delicious meal and contemplate everything you are thankful for, the quickest way to ruin the holiday is having to make a homeowners claim. A full house and a hot oven can lead to slips, trips, and […]
Winter is getting closer every day but just because the temperatures are dropping and the snow will be flying doesn’t mean you have to close up your backyard. A fire pit can make a cold evening an enjoyable adventure and according to landscaping experts, fire pits are gaining in popularity and are a hot choice […]