According to the recently released results of the J.D. Power 2014 Property Claims Satisfaction Study the best way to keep homeowners happy during the claims process is to keep them apprised from start to finish. Satisfaction among homeowners who filed a claim on their homeowners policy between April 2012 and January 2014 averaged 840 on […]
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Tax breaks for homeowners you should take advantage of
26
Feb
There are a number of advantages to owning your own home. Being able to make changes at will without the approval of a landlord, building equity in a place that is all yours and the simple joy of owning a piece of the American dream are just a few reasons to buy a house. Another […]
Is my home considered “high risk”?
21
Feb
Is your home sitting in the middle of a flood zone, on a fault line or in the middle of tornado alley? If so you may be looking at a hefty home insurance bill because your home will be considered high-risk. High-risk homes come in all shapes and sizes and the risk factors vary depending […]
Changes in roof coverage may leave you paying to replace your roof
12
Feb
If your roof has been damaged by wind or hail, and you live in the wrong state, you may be on the hook for the cost of the new roof, or at least a large portion of it. In the past few years a number of states in the south have been hard hit by […]
The Major Risks of Hosting Teenager Parties in Your Home!
06
Feb
There are plenty of reasons that teens get together for a party, prom, graduation, just about any Friday night and anytime someone’s parents are out of town. Regardless of whether you are hosting the party or junior throws a keg party when you are out of town, the consequences of teens and alcohol in your […]
Is Ice Damage Covered by My Homeowners Policy?
01
Feb
It has been quite a winter so far. Bitterly cold temperatures and record snowfalls have left much of the country in a deep freeze and buried in snow. Winter weather can take its toll on your house and can often lead to expensive claims on your homeowners policy. According to the Insurance Information Institute (I.I.I.) […]
Quick! Prepare Your House For Winter Weather
25
Jan
Winter weather can be hard on your house as well as your homeowner’s policy. Frozen pipes, ice dams and falling trees can lead to expensive claims and in many cases a rate increase. It pays to not only prepare your home for winter but also maintain it properly during the winter season to help prevent […]
Home Insurance Tips for Recently Engaged Couple or Newlyweds
13
Jan
If you are thinking about asking your sweetheart to marry you or have recently tied the knot, you are not alone. The holiday season, stretching from Thanksgiving to Valentines Day is when roughly 39 percent of all engagements take place. While your days will soon be filled with seating charts and cake tasting don’t forget […]
Will homeowners insurance cover termite damage?
10
Dec
Imagine this: You come home one day from work to find a large portion of your living room ceiling lying on the floor. After an inspection from a contractor you learn that a very important structural beam has collapsed bringing down the ceiling supports that were attached to it. Now the bad news, all of […]
Will Homeowners cover costs for guests that get sick after your holiday meal
04
Dec
The holiday season is upon us and that means neighborhood and work parties full of delicious food and drinks. If you have invited all of your friends and family over for a chance to eat, drink and be merry, be sure that you understand your liability risk if the party ends up going sideways. According […]