North Carolina homeowners are getting a reprieve from higher premiums, at least for another year. Insurance companies who were hoping their request for a 25 percent increase would be approved were disappointed recently when the state regulator agreed to a zero percent increase. Wayne Goodwin, the Insurance Commissioner in North Carolina said, “I found no […]
Winter seems to be in full force and with it comes winter related damage that can affect your home. According to the Insurance Information Institute, winter related damage is the third-largest cause of property loss. Unfortunately, some of it may not be covered by your homeowners policy. Making yourself aware of the potential pitfalls that […]
Thanksgiving is just a few days and while it is a great time to gather your family, enjoy a delicious meal and contemplate everything you are thankful for, the quickest way to ruin the holiday is having to make a homeowners claim. A full house and a hot oven can lead to slips, trips, and […]
Winter is getting closer every day but just because the temperatures are dropping and the snow will be flying doesn’t mean you have to close up your backyard. A fire pit can make a cold evening an enjoyable adventure and according to landscaping experts, fire pits are gaining in popularity and are a hot choice […]
Homeowners insurance is a necessity but it can be a frustrating product. While everyone wants the protection of homeowners coverage, they know that if they actually need to use it and make a claim, there is a good chance that their premiums will be headed up. So what will happen to your rates if you […]
Homeowners insurance can be a lifesaver if you have the unfortunate luck of being in the way of a tornado, flood, hurricane or your house burns down. In order to make sure you are fully protected it may be necessary to fill in a few gaps in your homeowners protection. Here are three gaps you […]
Halloween is just around the corner and soon tricksters and treaters will be knocking on your door hoping for their favorite candy. While it is always fun to get in the Halloween spirit, homeowners should be careful, as there can be liabilities with this holiday that could result in an expensive claim on your homeowners […]
According to the Insurance Information Institute, dog bites are on the rise. The number of claims related to Fido taking a chunk out of a neighbor, friend or family member jumped up roughly 6 percent to 17,359. This figure shattered the previous record which was set way back in 2003. The average cost of a […]
Despite the fact that the economy has made a comeback and home sales are on the rise, finding a home that you can actually afford can be difficult. Regardless of whether you are newly married, a young professional or an empty nester one of the major questions you will be faced with when trying to […]
Disasters can happen just about anywhere but the truth is that some areas are more prone to catastrophic weather. Floods, hurricanes tornadoes and fires have favorite locales that they pound over and over, putting those cities and states into a special category when it comes to experiencing disasters. If you happen to live in one […]