It has been quite a winter so far. Bitterly cold temperatures and record snowfalls have left much of the country in a deep freeze and buried in snow. Winter weather can take its toll on your house and can often lead to expensive claims on your homeowners policy. According to the Insurance Information Institute (I.I.I.) […]
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Quick! Prepare Your House For Winter Weather
25
Jan
Winter weather can be hard on your house as well as your homeowner’s policy. Frozen pipes, ice dams and falling trees can lead to expensive claims and in many cases a rate increase. It pays to not only prepare your home for winter but also maintain it properly during the winter season to help prevent […]
Home Insurance Tips for Recently Engaged Couple or Newlyweds
13
Jan
If you are thinking about asking your sweetheart to marry you or have recently tied the knot, you are not alone. The holiday season, stretching from Thanksgiving to Valentines Day is when roughly 39 percent of all engagements take place. While your days will soon be filled with seating charts and cake tasting don’t forget […]
Will homeowners insurance cover termite damage?
10
Dec
Imagine this: You come home one day from work to find a large portion of your living room ceiling lying on the floor. After an inspection from a contractor you learn that a very important structural beam has collapsed bringing down the ceiling supports that were attached to it. Now the bad news, all of […]
Will Homeowners cover costs for guests that get sick after your holiday meal
04
Dec
The holiday season is upon us and that means neighborhood and work parties full of delicious food and drinks. If you have invited all of your friends and family over for a chance to eat, drink and be merry, be sure that you understand your liability risk if the party ends up going sideways. According […]
Common Homeowner Scams
27
Nov
Being a homeowner is a big responsibility and one thing you can’t afford is to get caught up in a scam. Dishonest contractors, locksmiths, and other scammers are more common than you would imagine, and if you have the bad luck of falling for one of their schemes, the results can be both messy and […]
Homeowners Insurance Does Not Cover Bedbugs
21
Nov
A recent survey by the National Pest Management Association (NPMA) found that nearly 100 percent of pest control respondents said they had been called out to at least one bed bug infestation in 2012. Bed bugs can be found just about anywhere that people sleep. The list includes homes, hotels, college dorms, motels and even […]
Homeowners Insurance Mistakes to Avoid
13
Nov
While saving money is has become a big priority for most people these days, cutting back too much can be an expensive mistake, especially when it comes to home insurance. Shopping your insurance coverage around in order to find a better deal is always a good idea but cutting back or eliminating coverage altogether can […]
Homeowners Insurance Discounts for Older People
07
Nov
There are times when it pays to be a bit older. One of those times is when you are shopping for homeowners insurance. Getting older can help lower your premiums so if you recently hit 50 or retired, it might be time to shop your home insurance around. Here are just a few discounts that […]
Strange Things Your Homeowners Insurance Will Cover
31
Oct
While most people know that their homeowners insurance will pay for damage due to fire or vandalism, many are unaware of everything it actually covers, and one big thing it doesn’t cover. Flooding is one aspect of homeowners insurance that can be particularly confusing. Many people think that if their home floods, a quick call […]