The recent floods in Colorado have brought the subject of flood insurance back into the headlines. Floods can be devastating to both your home and financial situation and they can happen quickly. According to federal flood information, a flash flood can produce a wall of water that is 10 to 20 feet high and just […]
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Dogs Affect Insurance Rates
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Is My Home Based Business Covered Under My Home Insurance Policy?
Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]
Florida Flood Insurance Increase as Property Value Decreases Due to Hikes!
Changes to the National Flood Insurance program are just around the corner and the steep increases in premiums many coastal residents will be seeing are having a negative impact on real estate prices. According to a recent article in the Tampa Tribune, owners of an older home in Treasure Island that has a flood elevation […]
Common Myths Related To Hurricanes & Homeowners Insurance
While the first part of hurricane season has been relatively quiet this year you never know when a big one will hit and it pays to be prepared. Last years Superstorm Sandy didn’t hit until late October but when it did it packed quite a punch. Sandy flooded over 150,000 homes and killed 140 people. […]
Best Home Improvements That Add Value To Your Home
Summertime is the perfect season to do some work on your house. Whether you are considering a major renovation, or a small remodel, one of the first questions you should ask is, will this add value to my home? Home remodels carry a number of benefits, they give a house a fresh look, make it […]
How to Make Sure You Have the Best Homeowners Policy
Homeowners insurance can be complicated, and its possible to spend months looking for the perfect policy, but the truth is that the best homeowners policy is the one that provides the coverage you need at a price you can afford. There are many factors to consider when looking for homeowners insurance and understanding what to […]
Top Tips For Homeowners That Want To Save Money
You have invested a lot of time and energy to make your house into your home so protecting it should be a top priority. Homeowner’s insurance can be expensive but not carrying the proper coverage levels can be devastating if you experience a catastrophic event. Saving money on your insurance premiums does not have to […]