Its almost time for trick or treaters to start ringing doorbells and asking for candy. While you probably have the candy bowl stocked and the decorations up there is one more thing that you want to be aware of before greeting those first ghosts and goblins. Halloween is a time for fun but there can […]
If you are thinking about making a minor claim against your homeowners insurance, you may want to reconsider, especially if you live in Minnesota. According to a recent report by InsuranceQuotes.com, a claim on your homeowners insurance can raise your premium by up to 21 percent depending on what state you call home. The site […]
Florida state regulators recently approved a statewide average increase of 6.3 percent for homeowners who purchase homeowners insurance through the state-backed insurer, Citizens Property Insurance Corp. Citizens Property was created in 2002. Its mission is to provide windstorm and general property insurance for homeowners who were unable to find coverage in the private market. […]
The recent floods in Colorado have brought the subject of flood insurance back into the headlines. Floods can be devastating to both your home and financial situation and they can happen quickly. According to federal flood information, a flash flood can produce a wall of water that is 10 to 20 feet high and just […]
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]
Changes to the National Flood Insurance program are just around the corner and the steep increases in premiums many coastal residents will be seeing are having a negative impact on real estate prices. According to a recent article in the Tampa Tribune, owners of an older home in Treasure Island that has a flood elevation […]
While the first part of hurricane season has been relatively quiet this year you never know when a big one will hit and it pays to be prepared. Last years Superstorm Sandy didn’t hit until late October but when it did it packed quite a punch. Sandy flooded over 150,000 homes and killed 140 people. […]
Summertime is the perfect season to do some work on your house. Whether you are considering a major renovation, or a small remodel, one of the first questions you should ask is, will this add value to my home? Home remodels carry a number of benefits, they give a house a fresh look, make it […]
Homeowners insurance can be complicated, and its possible to spend months looking for the perfect policy, but the truth is that the best homeowners policy is the one that provides the coverage you need at a price you can afford. There are many factors to consider when looking for homeowners insurance and understanding what to […]