If you are among the millions of Americans who find themselves with extra time due to working from home or not working at all, we decided to make a quick list of things you can do while weathering the pandemic to help keep your sanity. Here are just a few jobs you can tackle while […]
Many taxpayers are reluctant to take the home office tax deduction because they fear it will result in an audit or increased scrutiny from the IRS. While this is absolutely a possibility, particularly if you take large deductions, if you stick to the standard deductions that you are entitled to receive, it should not result […]
Recently, insurance companies have joined other industries in offering relief from insurance payments to customers who are suffering financially due to job losses from the coronavirus. In addition to some auto and homeowner insurance companies offering financial assistance, California has requested that all insurance companies offer at least a 60 day grace period for insurance […]
As many employees shift to working from home in an attempt to flatten the COVID-19 curve, employers could see an increase in workers compensation claims according to industry experts. “We’re probably going to see more claims,” said Jeffrey Smagacz, Nashville-based ergonomics practice leader for Marsh LLC said in a recent Business Insurance article. Employers should […]
Once you hit retirement, everything changes. You may have a new schedule, a new home and location as well as time to pursue your passions instead of worrying about getting to work. One other major change that you should absolutely take care of is your insurance coverage. While your new lifestyle may make some of […]
Mortgage rates have hit a record low after the US Federal Reserve drop rates to help combat the economic impact from the spread of the coronavirus. This can be a good time to consider refinancing to a lower rate and taking advantage of the savings a cheaper interest rate can provide. Recently, the average interest […]
If you are in the market for a new home, one of the first things you need to do is get pre-approved for a mortgage. In almost all cases this means tons of paperwork, most mortgage lenders require extensive documentation before they will fund your loan. Before you start the process, it is helpful to […]
Your home is usually your most valuable asset and protecting it with insurance is a necessity. However, homeowners insurance can be confusing and understanding the various components is important to make sure you are fully protected. Here are a few things to look at when shopping for an insurance policy: Replacement Vs. Actual Cash Value […]
According to the J.D. Power 2020 U.S. Property Claims Satisfaction Study, customer satisfaction with the homeowners insurance claim process has hit a record high after years of improvements over the last decade. The claims process is an important component of the homeowners insurance experience and if it goes badly it can result in an unhappy […]
Closing costs are part of any real estate deal and something that you need to budget for before signing on the dotted line. Understanding what closing costs entail will make budgeting for your home purchase much easier. Closing costs includes a variety of expenses that go above and beyond the purchase price of the property […]