Buying a home is a big deal, it often represents the biggest purchase a person makes in their life. When you have that kind of money on the line you want to make sure you protect your investment. When it comes to your home, there are a couple of ways to protect it. Homeowners insurance […]
Archive | Finance
RSS feed for this sectionCan Renovations Affect Home Insurance Costs?
Renovating your home can be a challenge but it also provides a number of benefits. In addition to updating your living space and improving your property’s features and resale value, a renovation can also lower your homeowners insurance premium if you add certain features or use specific materials. While one of your first calls in […]
It’s Here! Holiday Safety Tips
The holiday season is upon us and while that usually means family and friends getting together to eat, drink and be merry, it can also lead to fires, food poisoning and even car accidents. You can ultimately be responsible for medical costs and find yourself the target of a lawsuit if disaster strikes. Luckily, in […]
How to Deal with Changes in HOA Requirements
Over 20 percent of homes in American fall into a HOA (homeowners association). There are statistics out there that show HOAs help retain or even increase a home value due to the benefits they provide. Common advantages of a HOA community are parks, swimming pools, tennis courts as well as community green spaces. In addition, […]
Want Cheap Homeowners Insurance? The Good, The Bad & The Ugly!
Insurance can be expensive and in many cases it is a product that is seldom used so it may be tempting to find the lowest priced policy and call it a day. This can be a huge mistake if you ever have to make a major claim. Cheap insurance policies often leave you under protected […]
Citizens Insurance Eyes ‘Assignment of Benefits’
Citizens Property Insurance has delayed the decision on their rate hikes for 2019 and is planning to hold public meetings to gather input on the assignment of benefits issue which many insurers claim is the main cause of rate hikes in recent years. Citizens President and CEO Barry Gilway announced Tuesday that the insurer is […]
Florence to Cause Misery for Homeowners Without Flood Insurance
The non-stop rains and massive flooding that was caused by Hurricane Florence is expected to take a major financial toll on homeowners that live in North Carolina and surrounding states due to the lack of flood insurance. Only a small percentage of homeowners in the area were carrying flood insurance that would help offset the […]
Tariffs May Push Up Cost of Rebuilding After Florence
The latest estimates put the property damage totals from Hurricane Florence at $17 to $22 billion and unfortunately the pain is not going to stop there for many homeowners. The aftermath involves cleaning up, filing insurance claims and rebuilding or repairing their home and lives. Adding to the bad news is the fact that the […]
How to Reduce Your Home and Auto Insurance Premium
Car and home insurance can be expensive, but it is an absolute necessity to protect your assets. Regardless of whether you are insuring your home or car, finding the best coverage at an affordable price is everyone’s goal. There are a number of strategies you can employ to save money on both your homeowners and […]
Amazon and Google Could Be Your Insurance Company
According to a recently released J.D. Power survey, one in five consumers claim they would use Amazon or Google for their homeowners insurance. There are have been rumors that the two tech giants may be considering an entry or in the case of Google, a reentry, into the insurance market although neither has confirmed those […]