Firearms can be tricky when it comes to homeowners insurance. While most insurers are not concerned whether you own a gun or not, there can be coverage issues if you accidentally shoot someone, leaving you on the hook for medical bills and the cost of any lawsuits. Below is what you need to know about […]
If you recently purchased a drone for recreational purposes you may be wondering if your homeowners insurance protects your latest toy. Drones often come with a bit of learning curve and if you manage to put your new drone through a neighbors window or it ends up being stolen you could be turning to your […]
While the majority of insurance experts recommend shopping your insurance coverage on a yearly basis (that is still solid advice) staying loyal to your current insurer can also be a great way to save some coin. Shopping your coverage is a great way to make sure you are getting a fair price on your coverage […]
Another historic year of wildfires and the incredible damage they do could make it harder for California homeowners to find affordable insurance or in some counties, any insurance at all. According to the California Department of Insurance, several major insurance companies have stopped writing new policies and are no longer renewing policies in the most […]
The kids are starting to go back to school and if you have a student that is headed off to college you will want to review your insurance coverages before you pack up the car and head for campus. Verifying that your brand new college student is properly insured protects them while also making sure […]
While cleaning up the mess at your home (assuming it is still standing) after a hurricane, tornado, wildfire or other natural disaster is always painful, there may be more agony lurking in the shadows. One of the major problems in the aftermath of a hurricane or wildfire is homeowners who were underinsured or did not […]
The 2017 hurricane season was one of the busiest and most destructive ones on record. There were 17 named storms that hit the coasts and caused roughly $282.16 billion in damage. If you were affected by one of these storms and not carrying the proper insurance coverages you could end up on the hook for […]
Industry experts, at a recent Insurance Journal webinar looked at ways to battle AOB (assignment of benefits) fraud that is pushing up the cost of homeowners insurance in Florida. “I think the number one thing the insurance industry can do is link AOB (assignment of benefits) to the impact that it’s having on the individual […]
Summer is in full swing and that is often the time to get out and make some improvements to your home. Home improvements can range from small things like installing a fence to major projects like putting on a new roof. Home improvements not only make your home more functional, they may help you put […]
According to a recent survey, American homeowners are not prepared to cover the cost of an unexpected home emergency. In addition, many homeowners are confused about what their homeowners insurance does and does not cover, leaving many homeowners struggling to pay for a home repair that is not covered by their insurance policy. HomeServe USA, […]