Roof top view of a waterfront home in Tampa, Florida. According to several speakers at the Florida Chamber’s annual insurance summit in Tampa, homeowners in Florida can look forward to paying even more for homeowners insurance over the next decade as rate increases, non-renewals and insurers pulling out of the market entirely continue to drive […]
Due to a global supply chain issue and a major increase in holiday spending this year, gift cards may be particularly popular this year. As electronics and other household goods have become more difficult to get ahold of, there is a good chance that shoppers may be opting for gift cards this year which will […]
The recently passed Build Back Better bill is President Joe Biden’s $1.75 trillion social spending bill that aims to lessen housing burdens for Americans. It includes a variety of programs designed to help with everything from building more public housing to down payment assistance for first generation homebuyers. According to the National Fair Housing Alliance, […]
Nobody enjoys dealing with damage to their home or possessions and it all gets quite a bit more stressful if your insurer denies your claims or offers an insufficient amount to actually repair the damage. However, consumers do have options if their homeowners insurance claim is denied or they are unhappy with the settlement offer, […]
If you are unhappy with your current home, you may be trying to decide whether to move to a new home or renovate your current house to add exactly what you want. While renovating allows you to add the exact features you want in a house, it can be difficult having to deal with permits, […]
In a recent Florida Senate Banking and Insurance Committee meeting, Barry Gilway, the CEO of Citizens Property Insurance Co. informed lawmakers that it is not just a few Florida property insurance companies that are experiencing financial trouble, but the majority of insurers in the state. According to Gilway, almost every insurance carrier in the state […]
The majority of financial experts recommend having at least three to six months’ worth of expenses in an emergency fund in the event you have unexpected expenses that come up. However, once you have your emergency fund set up and funded, you will have to decide what constitutes an emergency and when is it ok […]
Last week we looked at what it costs to build a home, this week we thought we would look at some of the expenses you can expect when purchasing an existing home. If you are in the market for a new home, you may be wondering, how much house can I actually afford? This question is more […]
For Free Flood Insurance Quotes, Please Call Us at 888-620-1954! New, revamped flood insurance rates for the National Flood Insurance Program (NFIP) will be going into effect this month with the goal of charging flood insurance premiums that more accurately reflect the risk presented by the home. The new program could dramatically raise rates for […]
Recently, the Federal Emergency Management Agency (FEMA) incorporated climate risk into the cost of flood insurance for the first time in their history which will dramatically increase the price of insurance for some homebuyers. Most currently policyholders will see their rates go up by at least 18 percent per year. The new risk assessment plan […]