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The True Cost of Homeownership

12 Oct
Homeownership Cost and Home Buying Tips

Homeownership comes with a variety of advantages. You are investing in a property and gaining equity instead of forking over rent to a landlord every month, you have a house you can call your own as well as a pretty nice tax deduction every year. However, it’s not all upside when it comes to homeownership […]

Hurricane Harvey Acts as a Wake-Up Call for California Homeowners

21 Sep
California homeowners and earthquake insurance

According to a recent article in the Los Angeles Times, footage of the damage done by Hurricane Harvey should act as a wake-up call for South California. Harvey is an excellent example of the type of extensive damage and life changing impact that a major weather or earthquake event can have on community. “Both natural […]

Hurricane Irma’s Top Home Insurance Questions & Tips

12 Sep
Homeowners Questions After Hurricane Irma

Hurricane Irma and Harvey have done billions of dollars in damage and if your home was uninsured when the storm hit, you will be on the hook for the cost of rebuilding. In the days leading up to the storms hitting, most insurers stopped writing homeowner and car insurance polices in the areas most likely […]

Update on Irma: Florida’s Home & Flood Insurance Coverage Options

11 Sep
Irma Passing through Florida

Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]

How to Sell a Home in a Flood-Prone Area

08 Feb
How to sell your home in a flood prone area

Selling a home can always be a challenge, but selling a home in a flood prone neighborhood can be extremely difficult. If your home is located in a designated flood zone you may find buyers are less willing to make an offer or will offer well under your asking price. Below is a list of […]

10 Home Insurance Myths You Should NOT Believe

03 Feb
Home Insurance Myths

Home insurance can be a complicated subject and there are a variety of myths out there that can make the subject even more confusing. Here are a few of the most common myths related to homeowners insurance as well as the myth busting facts for each one. Home Insurance is Mandatory: While certain auto insurance […]

How to Assess Private Flood Insurance

20 Oct
Flood Insurance

While the majority of homeowners still purchase flood insurance through the National Flood Insurance Program, which is administered by the Federal Emergency Management Agency, private flood insurance options are becoming more common in the marketplace. A standard homeowners policy doesn’t offer protection for flood damage so it is important that a homeowner that lives in […]

10 Events Homeowners Insurance Doesn’t Always Cover

28 Sep
What Homeowners Insurance Does Not Cover

Homeowners insurance is a necessity and in most cases its required by the bank or mortgage company that holds your note. While your homeowners coverage protects your home from a number of perils, as well as offering liability coverage if someone is injured at your home, it doesn’t protect you in every situation. In fact, […]

Storms Bring Insurance Worries for Coastal Residents

13 Sep
Hurricane Hermine

Hurricane season is in full swing and the East coast could take a beating this year with North Carolina researchers predicting a total of 15 to 18 tropical storms and hurricanes forming the Atlantic basin in 2016. This is a statistically significant change from the 11 named storms that have been the average from 1950 […]