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Do Solar panels affect your homeowners rates?

31 Jul
Do solar panels affect your home insurance rates?

While solar panels are not yet a mainstream source of power there are getting much closer. More and more people are putting panels on their roof to power their homes and even sell power back to the local utility. According to GTM Research, a new solar system was installed every four minutes in 2013, and […]

Homeowners Insurance And Mold: What Is Covered?

08 May
Is mold covered under your home insurance policy?

The last thing any homeowner wants to hear is that they have mold in their home. It instantly brings to mind terrifying stories of toxic mold poisoning you and your family. Even if the mold proves not to be toxic, you can expect a long, difficult and very expensive cleanup before your house is back […]

Do you need a homeowners policy in force to close on a house?

02 May
Real Estate closing and homeowners insurance coverage.

The day that you close on a new house is unforgettable. It’s always exciting and a bit nerve wracking. At the end of the day you will get the keys to your dream house, but before that happens there are tons of papers to initial and sign as well as dozens of things to arrange. […]

The majority of young adult renters (56 percent) do not have renters insurance

25 Apr
Young adults renting without renters insurance.

Young renters across the country, from Atlanta, Georgia to Los Angeles, California are not carrying renters coverage and many of them are completely unaware of the benefits it provides. A recent study by Nationwide Insurance found that while millennials are renting houses and apartments in record numbers, the majority of them, roughly 56 percent, do […]

How to Prepare Your Home for the Wildfire Season

13 Apr
Home and Wildfires

As we move into wildfire season we thought it would be helpful to look at how you can prepare your home and property to defend against wildfire damage. Wildfire season starts in late spring, extends into late fall and causes billions of dollars in damage every year. Properly preparing your house can mean the difference […]

Are landslides covered by homeowners insurance?

04 Apr

The recent and tragic mudslide in Washington has served as a stark reminder that Mother Nature is powerful force. Unfortunately, it is also a reminder that not all natural disasters are covered by your homeowners policy. While the typical homeowners policy provides protection against a large number of issues both big and small, it doesn’t […]

Property Claims Satisfaction Continues to Improve: J.D. Power

07 Mar

According to the recently released results of the J.D. Power 2014 Property Claims Satisfaction Study the best way to keep homeowners happy during the claims process is to keep them apprised from start to finish. Satisfaction among homeowners who filed a claim on their homeowners policy between April 2012 and January 2014 averaged 840 on […]