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Homeowners Insurance And Mold: What Is Covered?

08 May
Is mold covered under your home insurance policy?

The last thing any homeowner wants to hear is that they have mold in their home. It instantly brings to mind terrifying stories of toxic mold poisoning you and your family. Even if the mold proves not to be toxic, you can expect a long, difficult and very expensive cleanup before your house is back […]

Do you need a homeowners policy in force to close on a house?

02 May
Real Estate closing and homeowners insurance coverage.

The day that you close on a new house is unforgettable. It’s always exciting and a bit nerve wracking. At the end of the day you will get the keys to your dream house, but before that happens there are tons of papers to initial and sign as well as dozens of things to arrange. […]

Flood Insurance Update – they are working on a bill to lower the premium increases

12 Mar
Biggert-Waters Flood Insurance Reform Act

The Florida real estate industry, as well as buyers and sellers of Florida property, are excited about a plan that will scale back the changes to the National Flood Insurance Program which have sent premiums skyrocketing. Huge premium increases have had a dramatic affect on Florida, North Carolina, and Georgia real estate, making the cost […]

Property Claims Satisfaction Continues to Improve: J.D. Power

07 Mar

According to the recently released results of the J.D. Power 2014 Property Claims Satisfaction Study the best way to keep homeowners happy during the claims process is to keep them apprised from start to finish. Satisfaction among homeowners who filed a claim on their homeowners policy between April 2012 and January 2014 averaged 840 on […]

Is my home considered “high risk”?

21 Feb
Managing High Risk Homes

Is your home sitting in the middle of a flood zone, on a fault line or in the middle of tornado alley? If so you may be looking at a hefty home insurance bill because your home will be considered high-risk. High-risk homes come in all shapes and sizes and the risk factors vary depending […]

A Mild Hurricane Season to Keep Homeowners Insurance Rates Low

31 Oct
City of Miami Florida

Homeowners in Miami have been hit by the high insurance rates and deductibles charged by Citizens in multiple ways. Apart from having to separate yourself from a lot of money, the high rates also depressed the real estate market in Miami-Dade County in the past. However, this is likely to change as the current hurricane […]

The Attributes of Home Owners Flood Insurance

29 Oct
Miami Dade County Flood Delay on Insurance Hike

Many parts of the Sunshine State are prone to hurricanes and as such most homeowners insurance includes cover for hurricanes. However, this does not compensate the homeowner for damages caused by the flood waters that often accompany hurricanes. Homeowners in Florida and other parts of the country need to ensure that they have adequate flood […]

Miami Home Insurance and Coverage for Damage Caused by Sinkholes

17 Oct
Florida Homeowners Insurance & Sink Holes

The sinkhole that damaged a resort near Clermont, Florida, recently, has once again turned the spotlight on the dangers caused by sinkholes in Florida. While sinkholes are common in many parts of the country, Florida homeowners in general and Miami home owners in particular experience a lot of damage from them because of the limestone […]