According to some researchers, mortgages and refinances were the only bright spots during this otherwise bleak period of history we are currently living in. This year has been a little more stable than usual. Recent Freddie Mac updates show 30-year fixed-rate loan rates dropped to 3.05 percent ending the week of 12/23/2021, marking the most significant rate […]
A bridge loan can be used if you are in the process of moving from one home to another or if your business needs some temporary financing to help cover operating expenses while waiting for long term funding. Keep reading to learn everything you need to know about bridge loans. What is a bridge loan? […]
Roof top view of a waterfront home in Tampa, Florida. According to several speakers at the Florida Chamber’s annual insurance summit in Tampa, homeowners in Florida can look forward to paying even more for homeowners insurance over the next decade as rate increases, non-renewals and insurers pulling out of the market entirely continue to drive […]
Due to a global supply chain issue and a major increase in holiday spending this year, gift cards may be particularly popular this year. As electronics and other household goods have become more difficult to get ahold of, there is a good chance that shoppers may be opting for gift cards this year which will […]
The recently passed Build Back Better bill is President Joe Biden’s $1.75 trillion social spending bill that aims to lessen housing burdens for Americans. It includes a variety of programs designed to help with everything from building more public housing to down payment assistance for first generation homebuyers. According to the National Fair Housing Alliance, […]
Nobody enjoys dealing with damage to their home or possessions and it all gets quite a bit more stressful if your insurer denies your claims or offers an insufficient amount to actually repair the damage. However, consumers do have options if their homeowners insurance claim is denied or they are unhappy with the settlement offer, […]
Replacing the windows in your home can not only improve the look and save energy, it can also increase your home’s value. If you are considering putting in new windows, you probably have some questions. In a recent Forbes article, two home renovation experts took the time to answer questions about replacement windows. Keep reading […]
If you are unhappy with your current home, you may be trying to decide whether to move to a new home or renovate your current house to add exactly what you want. While renovating allows you to add the exact features you want in a house, it can be difficult having to deal with permits, […]
Citizens Property Insurance Company, the property insurer of last resort in Florida is planning to make substantial eligibility and underwriting changes that will likely result in increased property inspections over the next four years. Citizens is hoping to shed policies and reduce its exposure level in the Florida property market. Citizens is hoping the new […]
In a recent Florida Senate Banking and Insurance Committee meeting, Barry Gilway, the CEO of Citizens Property Insurance Co. informed lawmakers that it is not just a few Florida property insurance companies that are experiencing financial trouble, but the majority of insurers in the state. According to Gilway, almost every insurance carrier in the state […]