The kids are starting to go back to school and if you have a student that is headed off to college you will want to review your insurance coverages before you pack up the car and head for campus. Verifying that your brand new college student is properly insured protects them while also making sure […]
While cleaning up the mess at your home (assuming it is still standing) after a hurricane, tornado, wildfire or other natural disaster is always painful, there may be more agony lurking in the shadows. One of the major problems in the aftermath of a hurricane or wildfire is homeowners who were underinsured or did not […]
The 2017 hurricane season was one of the busiest and most destructive ones on record. There were 17 named storms that hit the coasts and caused roughly $282.16 billion in damage. If you were affected by one of these storms and not carrying the proper insurance coverages you could end up on the hook for […]
Industry experts, at a recent Insurance Journal webinar looked at ways to battle AOB (assignment of benefits) fraud that is pushing up the cost of homeowners insurance in Florida. “I think the number one thing the insurance industry can do is link AOB (assignment of benefits) to the impact that it’s having on the individual […]
Summer is in full swing and that is often the time to get out and make some improvements to your home. Home improvements can range from small things like installing a fence to major projects like putting on a new roof. Home improvements not only make your home more functional, they may help you put […]
According to a recent survey, American homeowners are not prepared to cover the cost of an unexpected home emergency. In addition, many homeowners are confused about what their homeowners insurance does and does not cover, leaving many homeowners struggling to pay for a home repair that is not covered by their insurance policy. HomeServe USA, […]
Insurers love data and they use the data they collect about your home to properly access the risk your home presents and set your premium. In most cases, they gather this information by asking you to fill out a variety of forms as well as sending out inspectors to look at your property in more […]
If you are buying a new home you may find yourself reviewing the offer paperwork and coming across something called “title insurance.” While title insurance is pretty standard in most real estate transactions, it can be confusing for new homebuyers. Here is a quick overview of exactly what title insurance is, and why you and […]
According to a recent survey by the FAIR Foundation, the majority of Floridians are still not prepared for the 2018 hurricane season. The survey found that while over three-quarters of Floridians expressed concern about potential hurricanes this season only half have reviewed their homeowner insurance policies to make sure they are properly protected. The survey […]
Hurricane season is here and if you don’t have a flood insurance policy in place, you may want to consider one. Flood damage is not covered by a standard homeowners policy and the majority of hurricanes bring severe flood damage with them when they come ashore. In the past, the majority of flood insurance policies […]