If you are considering putting your home on the market one thing you may be worried about is its condition. If it’s been a few years (or decades) since you have shown it some love and updated the interior or exterior you may be concerned that your house will show poorly and sit on the […]
It turns out that filing an insurance claim in Florida related to Irma is the easy part for many homeowners. Getting an adjuster to sign off on the final costs and locating a contractor to make the actual repairs is much harder. According to a recent article in the Sun Sentinel, one homeowner in Miami […]
The state of Florida will receive $615.9 million in assistance from the federal government to help the areas that were hit hard by Hurricane Irma recover. The money has been earmarked to assist residents with housing, business losses as well as damaged or destroyed infrastructure such as bridges, sidewalks and roads. However, these federal funds […]
The North Carolina Insurance Commissioner, Mike Causey recently announced that the North Carolina Rate Bureau would request a statewide average increase in homeowners insurance of 18.7 percent for 2018. The NC Rate Bureau works in conjunction with the insurance companies in the state and the NC Department of Insurance will rule on the request. This […]
A 15-year mortgage is a great way to pay off your mortgage in half the time while also saving yourself tens of thousands of dollars in interest payments. The downside to the shorter mortgage is the fact that your mortgage payment will most likely be close to 50 percent higher than a 30-year mortgage. Roughly […]
Hurricane Irma did some major damage to the Sunshine State. According to the most recent estimates, the total for both insured and uninsured loss could be as high as $42 to $65 billion. This figure includes both residential and commercial property losses. If you were unlucky enough to experience damage to your home, you probably […]
The fires in California have killed at least 41 people, burned roughly 217,000 acres and completely destroyed 5,700 structures. While there is no way to put a completely accurate figure on the damages just yet, State Sen. Mike McGuire said in a recent interview that damage could easily exceed $3 billion. We thought this might […]
Purchasing a home is one of the biggest commitments the majority of us will ever make and in most cases it is our biggest asset. While most new homeowners are aware they need to protect their home with a homeowners insurance policy, there can be issues with insurance that new homeowners are not aware of […]
Homeownership comes with a variety of advantages. You are investing in a property and gaining equity instead of forking over rent to a landlord every month, you have a house you can call your own as well as a pretty nice tax deduction every year. However, it’s not all upside when it comes to homeownership […]
It’s getting to the end of the year, which means holiday parties, shorter days and depending on where you live, plenty of cold and snow. It also means that it’s time to review your financial situation before year-end and the start of the tax season. Take a few minutes or hours over the next month […]