While home prices continue to rise, the risk of another housing bubble is starting to take shape and with a bubble comes the possibility that it will burst, resulting in th loss of a big chunk of your life savings. Fortunately, or not, depending on how you look at it, there is a new product […]
Archive | Homeowners Insurance
RSS feed for this sectionShould You Buy or Rent? 6 Factors to Help You Decide
26
May
Springtime is moving time for many of us. Whether you are heading to Overland Park, Kansas, which is Livability’s number one city for families, or Cambridge, Massachusetts, Forbes top destination for Millennials, you will need to decide between renting and buying. When its time to move, one of the biggest decisions you will be faced […]
What to Do Before Buying a Home!
19
May
Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering your taxes to building equity, it’s important to make sure you are ready before you sign on the dotted line. Buying a home before you are ready financially can […]
9 Surprising Things Covered by Homeowners Insurance
05
May
Most of us think of falling trees, damaged roofs and water leaks when it comes to homeowners insurance but you may be surprised at a few other perils that it covers. Everything from alien spaceships crashing into your roof to a cancelled wedding is protected by your homeowners insurance. Here are just a few of […]
Texas Hailstorms Highlight the Importance of Homeowners Insurance
28
Apr
Hailstorms in Northern Texas this year have done major damage to homes and vehicles, highlighting the need for every homeowner to carry comprehensive homeowners insurance. According to the Insurance Council of Texas, hail damage in the second half of April has resulted in at least 60,000 auto insurance claims. Data shows that estimated losses from […]
Do I need personal property insurance?
21
Apr
We all have lots of personal possessions, in many cases, we have far too many. Making sure your personal property is protected in the event of a fire or major weather incident is important as very few of us could afford to replace all of our “stuff’” out of pocket. While homeowners insurance does offer […]
Moving Checklist: 8 Money To-Dos Before You Change Addresses
20
Apr
According to data from the Census Bureau, roughly 11 to 12 percent of Americans change addresses every year. Anybody who has ever moved knows that it can be a very frustrating experience, it can also be fairly expensive. Moving not only requires packing up all of your belongings but also updating your insurance policies, tracking […]
Springtime Projects and Homeowners Insurance
14
Apr
Springtime not only means melting snow and longer days, for many of us, it means it’s time to tackle those house projects we have let sit all winter long. Regardless of whether you are starting a major home remodel, new construction or just a few simple repairs there are a few homeowners insurance issues that […]
How to handle a homeowners insurance claim
07
Apr
Nobody wants to make a claim on their homeowner insurance, but eventually the day will come that you have to give your insurer a call and file a claim. Having an understanding of the process will make it easier to get your claimed filed, processed and paid in a timely manner. Depending on what type […]
What Californians Need to Know About Earthquake Insurance
24
Mar
Earthquakes are scary, frustrating and very expensive if your home happens to be in the path of a big one and you are not carrying earthquake coverage. In California, premiums for earthquake insurance can be sky high, which has resulted in the majority of homeowners opting out of this extremely important overage. This can end […]