Texas is currently the third most expensive state for homeowners insurance in the nation. Annual premiums average roughly $1,745 a year. Unfortunately those costs are set to climb even higher in the near future. Statistics released from The Texas Department of Insurance shows that the average premium for homeowner’s insurance policy climbed more than 26% […]
While home insurance in Florida is expensive, it doesn’t have to be a budget buster. Here are a few tips on how to save money on your homeowners insurance policy: Shop Around: Shopping your coverage is one of the best ways to keep your premium affordable. Experts recommend shopping your insurance on an annual basis. […]
Insurance companies have been offering discounts to drivers who install monitoring devices in their cars for a number of years (think Progressive Snapshot) and now they are starting to offer discounts to homeowners who install smart home products like Nest Protect. A smart home device is a heating, lighting or other electronic device that can […]
In most cases, your home is both your biggest and most valuable asset. Protecting this valuable asset is a necessity and the best way to do that is to have a comprehensive homeowners policy. A homeowners policy helps cover the cost of rebuilding your home and replacing your possessions it they are destroyed due to […]
While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]
The rain just keeps coming in South Carolina. According to a CNN report, Gov Nikki Haley recently claimed, “We are at a 1,000-year level of rain,” which means that there is a 1 in 1,000 chance of this much rain happening in any given year. The record setting rainfall has dropped 24 inches of rain […]
In Massachusetts, homeowners have been hit hard in the last few years by huge hikes in homeowner insurance rates. Big winter storms and record snowfall have forced insurers to push rates up to cover the cost of the thousands of claims they have received. There have been some concerns by both homeowners and lawmakers as […]
You just received your latest homeowners insurance bill and are shocked by the number sitting at the bottom of the page. It’s much larger than the last one and you cannot for the life of you understand why your rates have gone up because you have never made a claim on the policy. One reason […]
According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]
Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]