As most people are aware, your credit score can have a huge effect on your life these days. Your credit score can positively, or negatively affect everything from the interest rate you are charged on your mortgage to a background check for a new job. In addition, it can have a huge effect on your […]
Archive | Homeowners Insurance
RSS feed for this sectionDoes homeowners cover your college students belongings?
It’s time for the parents of college bound students to start feeling the pain of separation. As August winds down cars filled to the brim with laptop, tablets, printers, and beanbag chairs are headed down the highway towards campus. It seems like college students have more and more stuff to haul with them every year. […]
What Really Goes Into Your Monthly Mortgage Payment?
Buying a house is probably one of the biggest financial commitments you will make in your life. While your mortgage payment will make up a considerable portion of the monthly costs related to your new home, there will be additional expenses that you will need to consider before you plunk down your earnest money and […]
Tips to Protect Your Home from Hurricanes in 2015
We are smack dap in the middle of hurricane season and if you live in an area where hurricanes are likely, preparing your home and family for the big one is important. Hurricanes can cause a tremendous amount of damage in a very short period of time. The costliest hurricane ever recorded, Hurricane Katrina in […]
New Homeowners, It’s Time for an Insurance Checkup
There are few things more exciting in life than buying a house. When they hand over the keys to your brand new home the thrill can be intoxicating but don’t let all of the excitement go to your head, reviewing your home insurance needs have never been more important. In most cases, your new home […]
Low-Cost Home Security Options to Keep Out Thieves
While having a professionally installed and monitored security system will definitely keep your home safe and secure, it will also drain thousands of dollars out of your bank account. Despite what security system salespeople will tell you, there are many low cost ways to help keep your home and belongings safe, as long as you […]
Seven Most Dangerous DIY Home Renovations
Make no mistake, Do It Yourself (DIY) projects can be dangerous. While it always tempting to do a project yourself to save money, there are some projects that are best left to the professionals. According to the Home Safety Council, one in five DIY-ers ends up in the hospital due to an accident while renovating […]
Homeowners Can Spend Over $9K a Year in Hidden Costs
Finding the perfect house, getting a mortgage and moving in are just the start of the expenses you will have to deal with as a brand new homeowner. The actual amount that you will have to pay above and beyond the mortgage payment will vary but a new analysis by Zillow and Thumbtack discovered some […]
5 Home Insurance Myths You May Have Fallen For
Homeowners insurance can be a bit confusing and like all type of insurance there are a number of myths and misconceptions floating around. A misunderstanding or not having a complete grasp of your coverage can be a very expensive mistake. Believing you are covered for something, and finding out that is not the case when […]
How Pests Affects Homes, Your Insurance Policy & Your Savings
Household pests can take many forms. Everything from termites to mice, raccoons, birds, bats and rats just to name a few. While most of them are small, they can cause serious damage to your house, damage that will probably not be covered by your homeowners insurance. Insurance companies consider the majority of pest infestations and […]