Homeowners insurance is a necessity but it can be a frustrating product. While everyone wants the protection of homeowners coverage, they know that if they actually need to use it and make a claim, there is a good chance that their premiums will be headed up. So what will happen to your rates if you […]
Archive | Homeowners Insurance
RSS feed for this section3 Common Home Insurance Gaps You Should Fill
31
Oct
Homeowners insurance can be a lifesaver if you have the unfortunate luck of being in the way of a tornado, flood, hurricane or your house burns down. In order to make sure you are fully protected it may be necessary to fill in a few gaps in your homeowners protection. Here are three gaps you […]
Yikes! Are You Covered for Halloween Dangers?
28
Oct
Halloween is just around the corner and soon tricksters and treaters will be knocking on your door hoping for their favorite candy. While it is always fun to get in the Halloween spirit, homeowners should be careful, as there can be liabilities with this holiday that could result in an expensive claim on your homeowners […]
Oh No! Dog Bite Claims Hit Record High
17
Oct
According to the Insurance Information Institute, dog bites are on the rise. The number of claims related to Fido taking a chunk out of a neighbor, friend or family member jumped up roughly 6 percent to 17,359. This figure shattered the previous record which was set way back in 2003. The average cost of a […]
How to Find a House You Can Afford
13
Oct
Despite the fact that the economy has made a comeback and home sales are on the rise, finding a home that you can actually afford can be difficult. Regardless of whether you are newly married, a young professional or an empty nester one of the major questions you will be faced with when trying to […]
The Top 10 Most Disaster-Prone States
01
Oct
Disasters can happen just about anywhere but the truth is that some areas are more prone to catastrophic weather. Floods, hurricanes tornadoes and fires have favorite locales that they pound over and over, putting those cities and states into a special category when it comes to experiencing disasters. If you happen to live in one […]
How to Recognizing Good Homeowners Insurance Companies
29
Sep
Homeowners insurance is key to keeping your biggest asset safe and providing you with peace of mind. While most of us shop for coverage based on price, the reputation and strength of the company underwriting the policy are just as important. There is no point in protecting your home if when you go to make […]
Six Things That Can Raise Your Homeowners Insurance Rates
16
Sep
Your homeowners insurance premium is calculated on a number of different factors. Everything from your address to your credit rating will be considered to determine your premium. However, there are a few other factors that you might not be aware of that can jack up your rates. While you may have some sway over a […]
Records Show Insurance Rates Rising in metro Atlanta, GA
09
Sep
According to a recent report by consumer investigator Jim Strickland, homeowner insurance rates in Atlanta are on their way up. State records indicate that there have been substantial increases granted since 2012, which have affected premiums across the state and the city of Atlanta. Industry experts say that damage from recent storms across Georgia is […]
Fewer American homeowners are buying earthquake insurance — and the risk is growing!
04
Sep
According to the U. S. Geological Survey, the recent earthquake in the San Francisco Bay area, which registered 6.0 on the magnitude scale, is estimated to have caused roughly $1 billion in economic losses. Much of the damage was suffered by homeowners and unfortunately, many of them were not covered. The quake injured more than […]