It seems that people who live along the Atlantic Ocean and Gulf of Mexico coasts of the United States have to endure hurricanes and tropical storms almost throughout the year. The Atlantic hurricane season lasts for about six months of the year from June till the end of November and peaks during the middle of […]
Archive | Homeowners Insurance
RSS feed for this sectionDogs Affect Insurance Rates
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Coverages Provided by Homeowners’ Insurance Policies
A report published by the AARP The Magazine has revealed some interesting findings regarding some of the most common insurance claims made by homeowners across the United States. According to this report, dog bites on residential premises constitute about a third of all the liability claims made by house owners. This number also includes instances […]
Is My Home Based Business Covered Under My Home Insurance Policy?
Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]
How do Insurers Calculate Home Insurance Premium Rates?
Over the past decade or so, homeowners across the United States have seen a steady increase in their home insurance premium rates. The rates have risen by 36 percent across the nation from 2003 to 2010 and states such as North Carolina, South Carolina, Georgia, Florida, and Alabama have witnessed some of the sharpest spikes […]
Florida Flood Insurance Increase as Property Value Decreases Due to Hikes!
Changes to the National Flood Insurance program are just around the corner and the steep increases in premiums many coastal residents will be seeing are having a negative impact on real estate prices. According to a recent article in the Tampa Tribune, owners of an older home in Treasure Island that has a flood elevation […]
A House-Hunter’s Insurance Guide to High-End Mobile (AL) Homes
The real estate scene in Mobile (Alabama) is displaying a curious trend and quite unlike what is right now prevalent in most other regions of the United States. The housing market here has failed to make an appreciable recovery following the recession and the average home price in the state has actually decreased by three […]
How does Age of the Building Influence Home Insurance Prices in Atlanta, Georgia?
Forbes Magazine has listed Atlanta, Georgia in their list of the top 50 best cities to live in the United States. The city is the financial headquarters of corporate giants like Coca-Cola, AT&T Mobility, Home Depot, Delta Air Lines, UPS, and Turner Broadcasting and also houses numerous financial services, telecommunications, and technology companies that create […]
Common Myths Related To Hurricanes & Homeowners Insurance
While the first part of hurricane season has been relatively quiet this year you never know when a big one will hit and it pays to be prepared. Last years Superstorm Sandy didn’t hit until late October but when it did it packed quite a punch. Sandy flooded over 150,000 homes and killed 140 people. […]
The Home Insurance Scenario in the High-End Neighborhoods of Raleigh, NC
Prospective homeowners scouting for houses in Raleigh (North Carolina) have a tough choice to make. Most of the high-end neighborhoods of the city offer numerous amenities that are almost impossible to overlook—proximity to reputable school districts, near entertainment and recreation spots, and with easy access to the commercial quarters of the city. On the other […]