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The Coverage Limits Under the National Flood Insurance Program

02 Oct
NFIP Flood Insurance Tips & Information

It seems that people who live along the Atlantic Ocean and Gulf of Mexico coasts of the United States have to endure hurricanes and tropical storms almost throughout the year. The Atlantic hurricane season lasts for about six months of the year from June till the end of November and peaks during the middle of […]

Coverages Provided by Homeowners’ Insurance Policies

22 Sep

A report published by the AARP The Magazine has revealed some interesting findings regarding some of the most common insurance claims made by homeowners across the United States. According to this report, dog bites on residential premises constitute about a third of all the liability claims made by house owners. This number also includes instances […]

Is My Home Based Business Covered Under My Home Insurance Policy?

20 Sep
Home Based Business Insurance

Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]

How do Insurers Calculate Home Insurance Premium Rates?

18 Sep
Calculating Home Insurance Premiums and Rates

Over the past decade or so, homeowners across the United States have seen a steady increase in their home insurance premium rates. The rates have risen by 36 percent across the nation from 2003 to 2010 and states such as North Carolina, South Carolina, Georgia, Florida, and Alabama have witnessed some of the sharpest spikes […]

Florida Flood Insurance Increase as Property Value Decreases Due to Hikes!

10 Sep
Florida at 14.3% of the catastrophic losses compared to other states.

Changes to the National Flood Insurance program are just around the corner and the steep increases in premiums many coastal residents will be seeing are having a negative impact on real estate prices. According to a recent article in the Tampa Tribune, owners of an older home in Treasure Island that has a flood elevation […]

A House-Hunter’s Insurance Guide to High-End Mobile (AL) Homes

08 Sep

The real estate scene in Mobile (Alabama) is displaying a curious trend and quite unlike what is right now prevalent in most other regions of the United States. The housing market here has failed to make an appreciable recovery following the recession and the average home price in the state has actually decreased by three […]

How does Age of the Building Influence Home Insurance Prices in Atlanta, Georgia?

06 Sep
Old Atlanta Homes and Insurance Issues

Forbes Magazine has listed Atlanta, Georgia in their list of the top 50 best cities to live in the United States. The city is the financial headquarters of corporate giants like Coca-Cola, AT&T Mobility, Home Depot, Delta Air Lines, UPS, and Turner Broadcasting and also houses numerous financial services, telecommunications, and technology companies that create […]