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Will My Insurance Policy Cover the Damage if a Tree Falls on My House in Columbia?

16 Jul
Tree Fallen on House

The hurricane season is well underway in the Atlantic and Caribbean coasts of the United States and according to a weather prediction report published in The Charlotte Observer, this year there are more-than-average chances of landfall in the South Carolina region. Residents of Columbia (South Carolina) had a peek of things to come with the […]

Homeowners: Do you know your claim frequency?

12 Jul
Home Insurance Claim Frequencies

As a homeowner, it’s important to know how often claims occur. The idea that “it won’t happen to me” can become a sudden disappointment when it comes to common frequencies of home insurance claims across the country. Knowing what can happen helps you get prepared for what could happen that’s why we have listed the […]

Raleigh (NC) Homeowners Gear Up to Pay More in Premiums

08 Jul
NC Rate Bureau Homeowners Territories

The new home insurance rates for property owners in Raleigh (North Carolina) have just been put into place, from the 1st of July 2013. In this context, it is worth mentioning that the Insurance Commissioner of North Carolina had approved a seven percent average rate hike on homeowners’ insurance policies across the state this year […]

New Insurance Options Provide Respite to Alabama Coastal Homeowners

24 Jun
Alabama Home

Coastal homeowners in Alabama had been facing home insurance woes for quite some time. This Gulf Coast state had seen a spate of natural disasters such as tornadoes, hurricanes, severe flooding, and catastrophic tropical storms in the past few years and these had unleashed the most damage in shoreline areas like Baldwin and Mobile counties. […]

Home Insurance Solutions for Florida High-Value Coastal Property Owners

18 Jun
Jacksonville Florida Home

According to MarketWatch, most basic home insurance policies in the United State do not suffice for the needs of homeowners. This is especially true of high-value property owners, many of whom have their houses dotting the coastal regions of Florida. In fact, according to the news publication, these homeowners with properties worth $1 million and […]

How can the SC Safe Home Program Help Lower Insurance Prices?

14 Jun
Hurricane Hugo - September 21, 1989

The South Carolina Safe Home Program under the aegis of the South Carolina Department of Insurance provides funds to individual homeowners to help them undertake retrofitting measures that will reinforce their homes against the ravaging effects of hurricanes and tropical storms. Homeowners whose properties have insured values of less than $300,000 are eligible for these […]

North Carolina Home Insurance Rates See Hikes for the First Time in Four Years

12 Jun
Road damage to Hightway 12 near Rodanthe, NC.

North Carolina homeowners are in for some additional financial strains this year. The apex insurance regulatory authority in the state has allowed home insurance providers across North Carolina to increase policy rates by an average of 7 percent. The hike will come into effect from July 1st this year. This is the first home insurance […]

Alabama Home Insurance Industry Strives to Rectify the Ills in the System

06 Jun

The state government of Alabama is on a mission—to cleanse the home insurance sector of its many ails and bring relief to homeowners who have been plagued by the scarcity of appropriate insurance policies that don’t cost the earth and skyrocketing premium prices that compel many to forego their policies. From Hurricane Katrina to SuperStorm […]

Natural Disasters Predictions make Prospective South Carolina Homeowners Worry about Insurance Prices

30 May
Hurricanes in South Carolina

According to the predictions by the National Oceanic and Atmospheric Administration (NOAA), the recent tornado in Oklahoma is only the first in the spate of many more that are expected to hit the Atlantic shores of the United States this summer season. The NOAA predicts that the states on the Atlantic coastal region will face […]