The recent severe weather that hit Florida should be a reminder that the Sunshine State is moving into storm season. This means it’s time to prepare your home and batten down the hatches to help prevent damage from Spring storms. Experts from AAA recently offered tips on how to prepare for severe weather as well […]
Archive | Homeowners Insurance
RSS feed for this sectionNew SB360 Bill May Fix Florida Home Insurance Rates
A bill that is heading to Gov. Ron DeSantis’ office for a signature may make it harder for homeowners to sue over construction defects they find in their Florida homes. Senate Bill 360 is being touted by insurance companies and builders as necessary while personal injury lawyers and some in the legal community fear it […]
Your Loss Assessment Coverage Guide
Regardless of whether you live in a townhome, a single-family home or a condo there is the possibility that your property is part of a homeowners association (HOA). An HOA is simply an association based in your neighborhood that is responsible for overseeing the maintenance of common areas, certain amenities, and services in your neighborhood. […]
Great Home Guide To Switching Insurance Companies
The cost of homeowners insurance has risen over the last few years due to a wide variety of factors that include rising inflation, labor shortages, and supply chain delays. This means that shopping your coverage on a regular basis is even more important. If you find a better deal you will need to switch insurers […]
Home Insurance Guide for Retirement & Senior Citizens
Retirement will impact your financial portfolio in number of different ways. Moving stock market assets to less risky funds, possibly downsizing into a smaller home and reassessing your insurance needs are all things you should consider when it is time to leave the workforce. We thought it would be a good idea to have a […]
Top 5 Ways to Reduce Home Insurance Premiums in 2023
A home is typically the largest purchase the majority of us will make and it is an absolute necessity to protect it with homeowners insurance. Unfortunately, homeowners insurance coverage can be expensive but there are ways to lower your premium. Insurance rates take a wide variety of factors into consideration, including the size and construction […]
Top 3 Quick Insurance Moves to Make Following a Divorce
Divorce takes not only a major emotional toll on a couple, but it also comes with a financial toll that you have to deal with before the ink is dry on the divorce papers. While separating your finances can be difficult, it is a necessity, and one aspect of a financial separation is dealing with […]
Auto Insurance Premiums and Homeowners Insurance Premiums Are On The Rise
According to a recent report from TransUnion, auto and property insurance shopping rates shot up by 7% and 5%, respectively year-over-year in the fourth quarter of last year. “Insurance shopping was down significantly in Q4 2021 and generally suppressed throughout 2022,” TransUnion said in its report. The report notes that 2021 and parts of 2022 […]
Good & Bad News for Florida’s Homeowners Insurance Market
The Florida homeowners market has been in turmoil for years. Sky-high premiums have become the norm due to fraud and lawsuits by less than honest roofing companies. Florida currently has some of the highest homeowner insurance rates in the country and while there is some good news on the horizon, there is plenty of bad […]
Top 10 BEST Cities to be a Single Homeowner
According to the National Association of Realtors, roughly 28% of home buyers are single individuals. While buying a home as a single person can be intimidating, it is not as difficult as many people might think, and some cities make it easier for single homeowners. In a recent article, Insurify’s data scientists reviewed and rated […]