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Fire Pits are a Hot Trend for Backyards Are they covered?

12 Nov
Backyard Fire Pit

Winter is getting closer every day but just because the temperatures are dropping and the snow will be flying doesn’t mean you have to close up your backyard. A fire pit can make a cold evening an enjoyable adventure and according to landscaping experts, fire pits are gaining in popularity and are a hot choice […]

The Top 10 Most Disaster-Prone States

01 Oct
Victims of Hurricane Sandy

Disasters can happen just about anywhere but the truth is that some areas are more prone to catastrophic weather. Floods, hurricanes tornadoes and fires have favorite locales that they pound over and over, putting those cities and states into a special category when it comes to experiencing disasters. If you happen to live in one […]

Insurers adding new, much higher deductibles for wind and hail damage

22 Aug
Home Insurance claims and rate hikes due to wind or hail damage.

If you are shopping for a new homeowners policy or recently renewed your policy, you may want to examine the policy in detail as some insurers are sneaking in a new line item that may have a big effect on your pocketbook if you ever need to make a claim due to wind damage. Insurers […]

Do Solar panels affect your homeowners rates?

31 Jul
Do solar panels affect your home insurance rates?

While solar panels are not yet a mainstream source of power there are getting much closer. More and more people are putting panels on their roof to power their homes and even sell power back to the local utility. According to GTM Research, a new solar system was installed every four minutes in 2013, and […]

How to Prepare Your Home for the Wildfire Season

13 Apr
Home and Wildfires

As we move into wildfire season we thought it would be helpful to look at how you can prepare your home and property to defend against wildfire damage. Wildfire season starts in late spring, extends into late fall and causes billions of dollars in damage every year. Properly preparing your house can mean the difference […]