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Shortage of Adjusters and Contractors in Florida Causes Headaches for Homeowners

20 Dec
Finding Contractors in Florida for home repairs.

It turns out that filing an insurance claim in Florida related to Irma is the easy part for many homeowners. Getting an adjuster to sign off on the final costs and locating a contractor to make the actual repairs is much harder. According to a recent article in the Sun Sentinel, one homeowner in Miami […]

Florida to get $615 million in federal relief for Hurricane Irma

11 Dec
Florida Homeowners Insurance Recovery

The state of Florida will receive $615.9 million in assistance from the federal government to help the areas that were hit hard by Hurricane Irma recover. The money has been earmarked to assist residents with housing, business losses as well as damaged or destroyed infrastructure such as bridges, sidewalks and roads. However, these federal funds […]

NC Rate Bureau Asks for 18.7 Percent Rate Hike for Homeowners Insurance

29 Nov
North Carolina Home Insurance Rates

The North Carolina Insurance Commissioner, Mike Causey recently announced that the North Carolina Rate Bureau would request a statewide average increase in homeowners insurance of 18.7 percent for 2018. The NC Rate Bureau works in conjunction with the insurance companies in the state and the NC Department of Insurance will rule on the request. This […]

Will Florida homeowners insurance cover an Irma-related special assessment?

31 Oct
Florida Condo Insurance

Hurricane Irma did some major damage to the Sunshine State. According to the most recent estimates, the total for both insured and uninsured loss could be as high as $42 to $65 billion. This figure includes both residential and commercial property losses. If you were unlucky enough to experience damage to your home, you probably […]

How Fire Damage is Handled by Homeowners Insurance Companies

24 Oct
Home fires and homeowners insurance coverage protection

The fires in California have killed at least 41 people, burned roughly 217,000 acres and completely destroyed 5,700 structures. While there is no way to put a completely accurate figure on the damages just yet, State Sen. Mike McGuire said in a recent interview that damage could easily exceed $3 billion. We thought this might […]

Hurricane Harvey Acts as a Wake-Up Call for California Homeowners

21 Sep
California homeowners and earthquake insurance

According to a recent article in the Los Angeles Times, footage of the damage done by Hurricane Harvey should act as a wake-up call for South California. Harvey is an excellent example of the type of extensive damage and life changing impact that a major weather or earthquake event can have on community. “Both natural […]

Hurricane Irma’s Top Home Insurance Questions & Tips

12 Sep
Homeowners Questions After Hurricane Irma

Hurricane Irma and Harvey have done billions of dollars in damage and if your home was uninsured when the storm hit, you will be on the hook for the cost of rebuilding. In the days leading up to the storms hitting, most insurers stopped writing homeowner and car insurance polices in the areas most likely […]

Update on Irma: Florida’s Home & Flood Insurance Coverage Options

11 Sep
Irma Passing through Florida

Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]

How to Match Property Damage Claims & Repairs

31 Aug
Insurance Claims Matching Home Repairs

Imagine this: A hailstorm rolls through town and does serious damage to the siding on your house. The hail only damages one side of your home while the other three are just fine. Your insurance company agrees to replace the damaged siding but when the repairs begin it turns out that the color of your […]

New Palm Beach County, Florida Flood Map Zoning

08 Aug
Palm Beach, Florida. Amazing aerial view of coastline.

In October, roughly 50,000 Palm Beach County properties will be reclassified as either touching or being in a flood zone, which could dramatically change the cost of their homeowners insurance. However, a new map that was made available this week on a county website is leaving many homeowners confused and unsure about where their property […]