Your home is filled with some of the most important things in your life. Your memories, your belongings and of course your family and loved ones. While a homeowners insurance policy will ensure you can afford to replace your belongings and rebuild our home if the worst happens, an alarm system can add an additional […]
There are many ways to lower your homeowners insurance premium but one of the best ways is to raise your deductible. Unfortunately, according to a study by insurancequotes.com, the benefit of raising your deductible can vary dramatically, depending on what state you call home. The difference in savings can be astounding, with North Carolina residents […]
In most cases, a home is a person’s biggest asset. It can take years to save up the down payment, find the perfect home, get approved for a loan and finally move into your dream house. Now that you are finally moved in, it’s time to protect your investment with the proper home insurance policy. […]
Choosing a contractor is hard, but one mistake that many homeowners make is hiring a contractor that is not licensed, bonded and insured. Requiring your contractor to provide you with a copy of their license and a current insurance policy will provide you not only with peace of mind, but could potentially save thousands of […]
While home prices continue to rise, the risk of another housing bubble is starting to take shape and with a bubble comes the possibility that it will burst, resulting in th loss of a big chunk of your life savings. Fortunately, or not, depending on how you look at it, there is a new product […]
Springtime is moving time for many of us. Whether you are heading to Overland Park, Kansas, which is Livability’s number one city for families, or Cambridge, Massachusetts, Forbes top destination for Millennials, you will need to decide between renting and buying. When its time to move, one of the biggest decisions you will be faced […]
Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering your taxes to building equity, it’s important to make sure you are ready before you sign on the dotted line. Buying a home before you are ready financially can […]
Most of us think of falling trees, damaged roofs and water leaks when it comes to homeowners insurance but you may be surprised at a few other perils that it covers. Everything from alien spaceships crashing into your roof to a cancelled wedding is protected by your homeowners insurance. Here are just a few of […]
Hailstorms in Northern Texas this year have done major damage to homes and vehicles, highlighting the need for every homeowner to carry comprehensive homeowners insurance. According to the Insurance Council of Texas, hail damage in the second half of April has resulted in at least 60,000 auto insurance claims. Data shows that estimated losses from […]
We all have lots of personal possessions, in many cases, we have far too many. Making sure your personal property is protected in the event of a fire or major weather incident is important as very few of us could afford to replace all of our “stuff’” out of pocket. While homeowners insurance does offer […]