Homeowners insurance is a necessity but it can be a frustrating product. While everyone wants the protection of homeowners coverage, they know that if they actually need to use it and make a claim, there is a good chance that their premiums will be headed up. So what will happen to your rates if you […]
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RSS feed for this section3 Common Home Insurance Gaps You Should Fill
31
Oct
Homeowners insurance can be a lifesaver if you have the unfortunate luck of being in the way of a tornado, flood, hurricane or your house burns down. In order to make sure you are fully protected it may be necessary to fill in a few gaps in your homeowners protection. Here are three gaps you […]
Yikes! Are You Covered for Halloween Dangers?
28
Oct
Halloween is just around the corner and soon tricksters and treaters will be knocking on your door hoping for their favorite candy. While it is always fun to get in the Halloween spirit, homeowners should be careful, as there can be liabilities with this holiday that could result in an expensive claim on your homeowners […]
Oh No! Dog Bite Claims Hit Record High
17
Oct
According to the Insurance Information Institute, dog bites are on the rise. The number of claims related to Fido taking a chunk out of a neighbor, friend or family member jumped up roughly 6 percent to 17,359. This figure shattered the previous record which was set way back in 2003. The average cost of a […]
The Top 10 Most Disaster-Prone States
01
Oct
Disasters can happen just about anywhere but the truth is that some areas are more prone to catastrophic weather. Floods, hurricanes tornadoes and fires have favorite locales that they pound over and over, putting those cities and states into a special category when it comes to experiencing disasters. If you happen to live in one […]
Records Show Insurance Rates Rising in metro Atlanta, GA
09
Sep
According to a recent report by consumer investigator Jim Strickland, homeowner insurance rates in Atlanta are on their way up. State records indicate that there have been substantial increases granted since 2012, which have affected premiums across the state and the city of Atlanta. Industry experts say that damage from recent storms across Georgia is […]
Fewer American homeowners are buying earthquake insurance — and the risk is growing!
04
Sep
According to the U. S. Geological Survey, the recent earthquake in the San Francisco Bay area, which registered 6.0 on the magnitude scale, is estimated to have caused roughly $1 billion in economic losses. Much of the damage was suffered by homeowners and unfortunately, many of them were not covered. The quake injured more than […]
The majority of young adult renters (56 percent) do not have renters insurance
25
Apr
Young renters across the country, from Atlanta, Georgia to Los Angeles, California are not carrying renters coverage and many of them are completely unaware of the benefits it provides. A recent study by Nationwide Insurance found that while millennials are renting houses and apartments in record numbers, the majority of them, roughly 56 percent, do […]
Quick! Prepare Your House For Winter Weather
25
Jan
Winter weather can be hard on your house as well as your homeowner’s policy. Frozen pipes, ice dams and falling trees can lead to expensive claims and in many cases a rate increase. It pays to not only prepare your home for winter but also maintain it properly during the winter season to help prevent […]
Common Homeowner Scams
27
Nov
Being a homeowner is a big responsibility and one thing you can’t afford is to get caught up in a scam. Dishonest contractors, locksmiths, and other scammers are more common than you would imagine, and if you have the bad luck of falling for one of their schemes, the results can be both messy and […]