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Records Show Insurance Rates Rising in metro Atlanta, GA

09 Sep
Hailstorms in Atlanta GA increase homeowners insurance rates.

According to a recent report by consumer investigator Jim Strickland, homeowner insurance rates in Atlanta are on their way up. State records indicate that there have been substantial increases granted since 2012, which have affected premiums across the state and the city of Atlanta. Industry experts say that damage from recent storms across Georgia is […]

Fewer American homeowners are buying earthquake insurance — and the risk is growing!

04 Sep
San Fransico Earthquake and Homeowners Insurance

According to the U. S. Geological Survey, the recent earthquake in the San Francisco Bay area, which registered 6.0 on the magnitude scale, is estimated to have caused roughly $1 billion in economic losses. Much of the damage was suffered by homeowners and unfortunately, many of them were not covered. The quake injured more than […]

The majority of young adult renters (56 percent) do not have renters insurance

25 Apr
Young adults renting without renters insurance.

Young renters across the country, from Atlanta, Georgia to Los Angeles, California are not carrying renters coverage and many of them are completely unaware of the benefits it provides. A recent study by Nationwide Insurance found that while millennials are renting houses and apartments in record numbers, the majority of them, roughly 56 percent, do […]

Quick! Prepare Your House For Winter Weather

25 Jan
Prepare your home for cold winter weather.

Winter weather can be hard on your house as well as your homeowner’s policy. Frozen pipes, ice dams and falling trees can lead to expensive claims and in many cases a rate increase. It pays to not only prepare your home for winter but also maintain it properly during the winter season to help prevent […]

A Mild Hurricane Season to Keep Homeowners Insurance Rates Low

31 Oct
City of Miami Florida

Homeowners in Miami have been hit by the high insurance rates and deductibles charged by Citizens in multiple ways. Apart from having to separate yourself from a lot of money, the high rates also depressed the real estate market in Miami-Dade County in the past. However, this is likely to change as the current hurricane […]

Strange Things Your Homeowners Insurance Will Cover

31 Oct
Strange Things Home Insurance Covers

While most people know that their homeowners insurance will pay for damage due to fire or vandalism, many are unaware of everything it actually covers, and one big thing it doesn’t cover. Flooding is one aspect of homeowners insurance that can be particularly confusing. Many people think that if their home floods, a quick call […]

The Attributes of Home Owners Flood Insurance

29 Oct
Miami Dade County Flood Delay on Insurance Hike

Many parts of the Sunshine State are prone to hurricanes and as such most homeowners insurance includes cover for hurricanes. However, this does not compensate the homeowner for damages caused by the flood waters that often accompany hurricanes. Homeowners in Florida and other parts of the country need to ensure that they have adequate flood […]

Miami Home Insurance and Coverage for Damage Caused by Sinkholes

17 Oct
Florida Homeowners Insurance & Sink Holes

The sinkhole that damaged a resort near Clermont, Florida, recently, has once again turned the spotlight on the dangers caused by sinkholes in Florida. While sinkholes are common in many parts of the country, Florida homeowners in general and Miami home owners in particular experience a lot of damage from them because of the limestone […]