Florida state regulators recently approved a statewide average increase of 6.3 percent for homeowners who purchase homeowners insurance through the state-backed insurer, Citizens Property Insurance Corp. Citizens Property was created in 2002. Its mission is to provide windstorm and general property insurance for homeowners who were unable to find coverage in the private market. […]
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RSS feed for this sectionDogs Affect Insurance Rates
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Coverages Provided by Homeowners’ Insurance Policies
A report published by the AARP The Magazine has revealed some interesting findings regarding some of the most common insurance claims made by homeowners across the United States. According to this report, dog bites on residential premises constitute about a third of all the liability claims made by house owners. This number also includes instances […]
Florida Flood Insurance Increase as Property Value Decreases Due to Hikes!
Changes to the National Flood Insurance program are just around the corner and the steep increases in premiums many coastal residents will be seeing are having a negative impact on real estate prices. According to a recent article in the Tampa Tribune, owners of an older home in Treasure Island that has a flood elevation […]
How does Age of the Building Influence Home Insurance Prices in Atlanta, Georgia?
Forbes Magazine has listed Atlanta, Georgia in their list of the top 50 best cities to live in the United States. The city is the financial headquarters of corporate giants like Coca-Cola, AT&T Mobility, Home Depot, Delta Air Lines, UPS, and Turner Broadcasting and also houses numerous financial services, telecommunications, and technology companies that create […]
How to Make Sure You Have the Best Homeowners Policy
Homeowners insurance can be complicated, and its possible to spend months looking for the perfect policy, but the truth is that the best homeowners policy is the one that provides the coverage you need at a price you can afford. There are many factors to consider when looking for homeowners insurance and understanding what to […]
Will My Insurance Policy Cover the Damage if a Tree Falls on My House in Columbia?
The hurricane season is well underway in the Atlantic and Caribbean coasts of the United States and according to a weather prediction report published in The Charlotte Observer, this year there are more-than-average chances of landfall in the South Carolina region. Residents of Columbia (South Carolina) had a peek of things to come with the […]
Home Insurance Solutions for Florida High-Value Coastal Property Owners
According to MarketWatch, most basic home insurance policies in the United State do not suffice for the needs of homeowners. This is especially true of high-value property owners, many of whom have their houses dotting the coastal regions of Florida. In fact, according to the news publication, these homeowners with properties worth $1 million and […]
Making Sense of the Hullaballoo Around Home Value Protection Insurance in Georgia
It banged loudly to be let in. It screamed for attention and managed to hog the headlines whilst it was around. And then it sank almost without a whimper. Many market watchers, financial pundits, and industry analysts hailed Home Value Protection as the most innovative and considerate home insurance product to have hit the market […]
Factors that Have Triggered Hikes in Georgia Home Insurance Rates: Climate and Roofing Fraud
Homeowners in Georgia are having a tough go in the last few years. In the recent past, home insurance rates in Georgia have increased by leaps and bounds and two factors that have largely triggered these hikes are the state’s peculiar climate and a flurry of roofing frauds. A discussion below delves into the curious […]