As protests have turned into riots, vehicles, homes and businesses have been damaged or looted. If your home, car or business has been damaged due to violence by looters, protesters or even the police, you may be wondering if the damage is covered by your insurance. Luckily, in most cases, damage caused by rioting is […]
As more businesses shut their doors forever due to fallout from coronavirus, you may be concerned that your insurer could eventually go bankrupt. Luckily, insurance companies are regulated at the state level and all 50 states have systems in place to help protect policyholders if their insurer ends up going out of business. Let’s have […]
As unemployment rates continue to rise, many Americans are having a difficult time paying their mortgage. In many cases, lenders are offering assistance to their customers, making it possible to defer your mortgage payment. The process may vary depending on your lender, so it makes sense to ask questions and fully understand the process and […]
If you have lost your job, seen your hours cut or are simply struggling to pay your bills during the pandemic you are not alone. Millions of people have had to skip payments on everything from mortgages and auto payments to their insurance bills. The insurance industry, as well as some state insurance departments are […]
Amidst the coronavirus pandemic, many people are spending much more time at home, working from their home office or sheltering in place. One issue that could crop up over the duration of the virus is liability issues and whether or not your homeowners insurance will cover various liability issues. Let’s have a quick look at […]
Your home is usually your most valuable asset and protecting it with insurance is a necessity. However, homeowners insurance can be confusing and understanding the various components is important to make sure you are fully protected. Here are a few things to look at when shopping for an insurance policy: Replacement Vs. Actual Cash Value […]
Closing costs are part of any real estate deal and something that you need to budget for before signing on the dotted line. Understanding what closing costs entail will make budgeting for your home purchase much easier. Closing costs includes a variety of expenses that go above and beyond the purchase price of the property […]
Buying a house is not just about putting a roof over your head, it is also an investment, the equity you build in the house over the years can end up being a significant portion of your financial well-being in the future. The process of buying a home can be a bit overwhelming, after all […]
If a wedding is in your near future, you may want to consider a wedding insurance policy. Regardless of whether it is your wedding or a child’s nuptials, unpredictable weather, fires, venue closures and a long list of other issues can end up ruining the magical day, leaving you with some major bills and not […]
Winter often brings heavy snow and strong winds which can damage or even knock down trees. If a tree comes down and damages your house, your homeowners insurance will step up to cover the damage, regardless of whether it was your tree or it came from your neighbor’s yard. A standard homeowners policy will cover […]