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Update on Irma: Florida’s Home & Flood Insurance Coverage Options

11 Sep
Irma Passing through Florida

Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]

How to Match Property Damage Claims & Repairs

31 Aug
Insurance Claims Matching Home Repairs

Imagine this: A hailstorm rolls through town and does serious damage to the siding on your house. The hail only damages one side of your home while the other three are just fine. Your insurance company agrees to replace the damaged siding but when the repairs begin it turns out that the color of your […]

Why Isn’t Filing a Homeowners Insurance Claim as Easy as Auto Insurance?

15 Aug
Homeowners Insurance Claims Versus Auto Insurance Claims

Most of us file our homeowners insurance policy in the back of the filing cabinet until we need to make a claim. In many cases, that policy will stay in the filing cabinet and out of sight for quite a long time as the majority of homeowners rarely make a claim on their policy. According […]

Before You Buy, Easily Check The History Of Your Home With CLUE!

04 Aug
Using CLUE to research new home

Shopping for a new home is always a challenge and fraught with pitfalls. While the house may look perfect on paper there can be major expenses lurking in the walls or mechanicals. It’s always a good idea to check into the history of the home before closing on any house. Luckily there is a tool […]

What is Lemonade Insurance?

08 Jun
What is Lemonade Insurance?

Homeowners insurance is boring. It’s a product that is absolutely necessary but one that has changed very little over the years which is why the introduction of Lemonade Insurance to the marketplace has made such a splash. Lemonade Insurance has gotten a lot of press lately, it’s being touted as the next step in homeowners […]

Most Insurance Policies Don’t Actually Cover Firearms Claims

04 May
Home Insurance Claims and Firearms

We love our guns in America. According to statistics, there are roughly 371 million firearms owned by private citizens and domestic law enforcement in the United States. When it comes to firearms and insurance there can be major gaps in your coverage, which can leave you holding the bag if your firearms are stolen, damaged […]

Changing Weather Patterns Mean Homeowners Need To Rethink Insurance Risks

27 Apr
Severe weather for homeowners

According to a recent survey from the national Association of Insurance Commissioners (NAIC), less than 22% of homeowners view changing weather patterns and disasters as a major factor when updating their homeowners insurance policy. As disasters and severe weather become more and more common, the NAIC recommends that consumers consider the risk these storms present […]

Selling the family home? Consider Your Homeowners Insurance

20 Apr
Selling your home? Consider homeowners insurance rates, policy and coverage.

Selling a house can be difficult but it’s a necessity if you are moving your family to a new city or town, or just want a new place to call home. Despite the difficulty, plenty of us will be putting our houses on the market this spring. According to the National Association of Realtors (NAR) […]

Everything You Need to Know About How to Insure Your Jewelry

11 Apr
How to insure your jewelry

In many cases, jewelry is often the most valuable possession in a household. Unfortunately, due to its small size, jewelry is also one of the more commonly stolen or lost items. Even if your jewelry collection isn’t worth $1 million, if it was lost or stolen you may be on the hook for the majority […]