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Are Extended Home Warranties a Good Idea?

04 Feb
Home Warranty

Purchasing a large ticket item can be a stressful experience. There is research involved, shopping for the best deal and finally contemplating whether or not to purchase the extended home warranty that the cashier pushes on you when its time to pay. In most cases, the extended warranty is not worth it. In the last […]

Home Tips for Dealing with Texas Storm Damage

21 Jan
Tornado and Explosion Near Dallas

Recent storms that raged across North Texas hit the area with blizzard conditions and numerous tornadoes. According to the National Weather Service, an EF4 tornado went through Garland and an EF3 tore up much of Rowlett. Copeville was also the victim of severe weather with an EF2 twister hitting town. Smaller tornadoes were also reported […]

Drone Gifts May Become a Home Insurance Problem This Christmas

23 Dec
Drone problems for homeowners insurance coverage.

If you are getting, or giving a drone for the holidays you may want to contact your home insurance agent before sending it up into the air for the first time. According to industry experts, drone sales are expected to come in at more than $100 million dollars in 2015. The Federal Aviation Administration (FAA) […]

Holiday Parties Can Lead to Unaware Legal Liability Accidents

17 Dec
Christmas Party Liability Accidents

According to a survey by the Independent Insurance Agents and Brokers of America, one third of all homeowners are unaware that they can be found legally liable if an intoxicated guest from their holiday party causes a car crash. In most states, the courts will rule against holiday party hosts where alcohol is provided to […]

Adding ID Theft Protection to Your Homeowners Insurance Policy

02 Dec
ID Theft Protection

There have been a number of high-profile data breaches this year. Every time another big box store gets hit, consumers look for ways to protect themselves from identity theft. While joining a credit monitoring service is a common solution and a great way to help spot and stop credit fraud quickly, there are other options […]

5 Questions to Ask Before You Buy a Home in a Hurricane Zone

28 Oct
Hurricane Patricia Makes Landfall in Mexico

While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]

Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?

10 Sep
Drones flying near homes

Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]

Does homeowners cover your college students belongings?

25 Aug
Does homeowners insurance cover college students belongings?

It’s time for the parents of college bound students to start feeling the pain of separation. As August winds down cars filled to the brim with laptop, tablets, printers, and beanbag chairs are headed down the highway towards campus. It seems like college students have more and more stuff to haul with them every year. […]

What Really Goes Into Your Monthly Mortgage Payment?

24 Aug
What goes into your monthly mortgage payment?

Buying a house is probably one of the biggest financial commitments you will make in your life. While your mortgage payment will make up a considerable portion of the monthly costs related to your new home, there will be additional expenses that you will need to consider before you plunk down your earnest money and […]