While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]
Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]
It’s time for the parents of college bound students to start feeling the pain of separation. As August winds down cars filled to the brim with laptop, tablets, printers, and beanbag chairs are headed down the highway towards campus. It seems like college students have more and more stuff to haul with them every year. […]
Buying a house is probably one of the biggest financial commitments you will make in your life. While your mortgage payment will make up a considerable portion of the monthly costs related to your new home, there will be additional expenses that you will need to consider before you plunk down your earnest money and […]
While having a professionally installed and monitored security system will definitely keep your home safe and secure, it will also drain thousands of dollars out of your bank account. Despite what security system salespeople will tell you, there are many low cost ways to help keep your home and belongings safe, as long as you […]
Homeowners insurance can be a bit confusing and like all type of insurance there are a number of myths and misconceptions floating around. A misunderstanding or not having a complete grasp of your coverage can be a very expensive mistake. Believing you are covered for something, and finding out that is not the case when […]
Experts have been saying for years that one of the best ways to save money on your homeowners insurance is to raise your deductible. A new study commissioned by InsuranceQuotes.com confirms this advice, but the savings can vary dramatically depending on what state you call home. The study used a hypothetical two-story family home, which […]
Trees fall for all kinds of reasons. Severe weather, construction or just old age can topple a tree and if one of your trees hits your neighbor’s house, car or other property, you can be held liable. Whether you are responsible or not often depends on why the tree fell in the first place. Legally, […]
Tucked away in your mortgage, hidden in the small print, is a little surprise that could cost you big, but only if you fail to keep your homeowners insurance premiums up to date. Every mortgage ever written specifies that the homeowner must carry homeowners coverage in certain dollar amounts. In most cases the house must […]
Here is an often overlooked fact of a typical homeowners policy: Liability coverage is typically capped at $100,000. While it is possible to up your coverage levels to $500,000, few people do it. Even at $500,000, a serious accident on your property will quickly exceed your limits, which is why you may want to consider […]