Homeowners insurance can be a lifesaver if you have the unfortunate luck of being in the way of a tornado, flood, hurricane or your house burns down. In order to make sure you are fully protected it may be necessary to fill in a few gaps in your homeowners protection. Here are three gaps you […]
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RSS feed for this sectionYikes! Are You Covered for Halloween Dangers?
28
Oct
Halloween is just around the corner and soon tricksters and treaters will be knocking on your door hoping for their favorite candy. While it is always fun to get in the Halloween spirit, homeowners should be careful, as there can be liabilities with this holiday that could result in an expensive claim on your homeowners […]
How to Find a House You Can Afford
13
Oct
Despite the fact that the economy has made a comeback and home sales are on the rise, finding a home that you can actually afford can be difficult. Regardless of whether you are newly married, a young professional or an empty nester one of the major questions you will be faced with when trying to […]
How to Recognizing Good Homeowners Insurance Companies
29
Sep
Homeowners insurance is key to keeping your biggest asset safe and providing you with peace of mind. While most of us shop for coverage based on price, the reputation and strength of the company underwriting the policy are just as important. There is no point in protecting your home if when you go to make […]
Why should I purchase an umbrella policy?
11
Aug
Imagine this: You are hosting the annual neighborhood Christmas party and one of your guests slips and falls on your icy sidewalk. They are severely injured, requiring a month of hospitalization along with substantial physical therapy. Before you know it, a lawsuit is filed and you are on the hook for a couple of million […]
Do Solar panels affect your homeowners rates?
31
Jul
While solar panels are not yet a mainstream source of power there are getting much closer. More and more people are putting panels on their roof to power their homes and even sell power back to the local utility. According to GTM Research, a new solar system was installed every four minutes in 2013, and […]
Is your stuff in a storage unit covered under your homeowners?
21
Jul
We are a nation of hoarders, and for many of us, our house just isn’t big enough to store all of our treasures, we need a little extra space. This is why roughly 10 percent of all American households rent a storage unit according to the Self Storage Association (SSA.). But what happens if your […]
How to know if you need more homeowners insurance?
04
Jun
As home prices claw their way back to prerecession levels, you may be wondering if you need to increase the limits of your homeowners insurance to cover the increased value of your home. Unfortunately, the answer to that question will vary, and it depends on many factors. One of the biggest questions you need to […]
Do I need a home inspection to get homeowners policy?
29
May
Homeowner’s insurance will protect you from a variety of losses and damage. Everything from fire, theft, storm damage and injuries on your property will be covered by your policy. In order to provide this protection, insurers rely on an accurate assessment of your home. They have to take into account all risks associated with your […]
What If Your Home Insurer Says You’re Inflating a Claim?
22
May
A recent report by Enservio Inc, a company that helps insurers settle contents claims on homeowners policies, found that claimants often report a value for their damaged or stolen belongings that is almost double the retail price. While the report does not provide proof that customers are lying about the value of their contents to […]