In a recent Pittsburgh Post-Gazette article, John Sebak, owner of Sebak Insurance Agency in Natrona Heights detailed a recent claim he dealt with that involved a person working from home who was in a car accident that destroyed his work computer. The question the claim presented was does the employer’s insurance cover the laptop or […]
According to statistics, the United States sees about 1,000 tornadoes every year. These storms end up causing roughly $17 billion damage in property damage each year which is why carrying the proper amount of homeowners insurance is a necessity. Tornadoes can cause life changing damage and if you are uninsured or underinsured you may end […]
Excited about moving in? Call us for renters insurance quotes: 855-463-8553 If you have a child headed off to college this year, it’s time to put together a list of things to pack up before they move out of your house. While packing up their laptops, clothes, desk and other belongings, you should also check […]
This has been a banner year for severe storms and hurricanes and some communities have been hit hard. All of these storms have reminded many homeowners exactly how important it is to protect their home with insurance. Unfortunately, for much of this type of damage, homeowners must be carrying windstorm insurance in addition to homeowners […]
While buying a house can be exciting, it can also be complicated. Once you have found your perfect house, you will need to find financing and then navigate a minefield of inspections and paperwork. One part of the paperwork that can be confusing is closing costs. The offer you make on the home will spell […]
If you have a rental property or even rent out your own home on an occasional basis, you probably should be carrying landlord insurance to properly protect your rental property. A typical homeowner policy doesn’t cover issues related to renters. Here is a brief overview of everything you need to know about landlord insurance: What […]
While homeowners insurance offers protection for your home in the event of an accident or catastrophic loss it also protects the contents of your home, but does that include appliances? The answer to that question will depend on what happened to your appliance. Keep reading to learn everything you need to know about homeowners insurance […]
If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]
A recent survey of 1,000 U.S. homeowners, which was conducted by Hippo Insurance and SimpliSafe looked at how the pandemic was impacting homeowners across the country. It found that COVID-19 has had a dramatic impact on everyone’s life as well as the fact that homeowners are both anxious and paying closer attention to their homes then […]
A homeowners association (HOA) can be a major benefit to a neighborhood. They help keep the community safe and clean by maintaining all of the shared space in the area as well as by enforcing rules in the neighborhood to help protect home values. An HOA always comes with a fee and in some cases, […]