Homeowners insurance covers a lot of perils, most of which are fairly common and well known. Your policy will definitely step up if your home is damaged during a storm, burns down or suffers hail damage but it also covers a variety of damages that many homeowners do not know about. Here is a quick […]
Gavop, a real estate, housing news, and research service recently examined the latest information being released from the Florida Office of Insurance Regulation and found that insurers across the state (but especially in the Miami-Dade area) are charging drastically different premiums for homes that fall into the same value range and location. In the Miami-Dade […]
While your current house may have been your dream home back when you bought it, over the years, as your family grows it might not fit your needs as well. You may need more room, more bathrooms or probably both but instead of putting it on the market and shopping for new home, you may […]
Smart home appliances have really come into their own in the last few years, growing in popularity as they become smarter, making life easier for homeowners while also helping them save money. Smart home appliances have moved from simply making life a bit easier to actually helping homeowners put money back in their pocket. We […]
The legal dispute between the N.C. Rate Bureau (NCRB), which represents insurance companies in North Carolina, and the N.C. insurance department has come to an end with a statewide average increase for homeowners insurance coming in at 4.8 percent. This is significantly lower than the 18.7 percent that was originally floated back in November. The […]
The housing market is on fire these days and in many cities and towns you may find yourself in a bidding war for the house you want. Listings are at some of the lowest rates ever seen and growing demand has led to both quickly rising home prices as well as multiple offers coming in […]
While homeowners insurance can be considered a necessary evil, it can also be a financial lifesaver if your home or possessions are destroyed by a storm or other covered peril. Homeowners coverage is a two way street, you trust the insurance company to pay out a claim if experience damage to your home and they […]
In 1886, a 7.3 magnitude earthquake hit Charleston, South Carolina causing massive damage to roads, buildings and homes. The earthquake killed 60 people and left the local water supply damaged, the shaking could be felt all up and down the eastern seaboard. Experts at the U.S. Geological Survey believe a similar event will occur soon. […]
The majority of us need to take out a mortgage to purchase a home and in many cases it will be the biggest loan we will ever have. This makes your mortgage one of your most important financial instruments and making decisions about it can have a major impact on your financial life. Deciding whether […]
The roof is one of the most functional and important parts of your home. It helps keep you safe, dry and out of the weather which is why making sure it is properly protected by your homeowners insurance is key. There are a few things you should know about roof coverage to make sure you […]