We all have lots of personal possessions, in many cases, we have far too many. Making sure your personal property is protected in the event of a fire or major weather incident is important as very few of us could afford to replace all of our “stuff’” out of pocket. While homeowners insurance does offer […]
According to data from the Census Bureau, roughly 11 to 12 percent of Americans change addresses every year. Anybody who has ever moved knows that it can be a very frustrating experience, it can also be fairly expensive. Moving not only requires packing up all of your belongings but also updating your insurance policies, tracking […]
Springtime not only means melting snow and longer days, for many of us, it means it’s time to tackle those house projects we have let sit all winter long. Regardless of whether you are starting a major home remodel, new construction or just a few simple repairs there are a few homeowners insurance issues that […]
Nobody wants to make a claim on their homeowner insurance, but eventually the day will come that you have to give your insurer a call and file a claim. Having an understanding of the process will make it easier to get your claimed filed, processed and paid in a timely manner. Depending on what type […]
Earthquakes are scary, frustrating and very expensive if your home happens to be in the path of a big one and you are not carrying earthquake coverage. In California, premiums for earthquake insurance can be sky high, which has resulted in the majority of homeowners opting out of this extremely important overage. This can end […]
Buying a new house is a major expense and prices seem to go up every year. According to the Census Bureau the median sales price of a home in the United States was $278,800 in 2015. Unfortunately, the sales price is just the beginning of the expenses when it comes to home ownership. Buying a […]
If you have recently paid off your mortgage or bought a house for cash, you may be considering dropping your homeowners insurance. While dumping your homeowners insurance will certainly put a few bucks in your pocket every month, in the long run it can be a very dangerous gamble. The majority of us don’t have the […]
Americans love their pets, according to a recent survey by the American Pet Products Association, roughly 80 million homes have at least one pet. Dogs tend to be the big winner in the pet wars. In 2014, a total of 54 million households in the U.S. had a dog as a pet. While pets are […]
Purchasing a large ticket item can be a stressful experience. There is research involved, shopping for the best deal and finally contemplating whether or not to purchase the extended home warranty that the cashier pushes on you when its time to pay. In most cases, the extended warranty is not worth it. In the last […]
Shopping for a house can be a difficult and stressful time and in some cases it is possible to forget a few key things during the process. Before you make an offer and sign your name on the dotted line there are a few questions that you should ask your real estate agent and the […]