While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]
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RSS feed for this sectionBracing for South Carolina’s Devastating Floods
The rain just keeps coming in South Carolina. According to a CNN report, Gov Nikki Haley recently claimed, “We are at a 1,000-year level of rain,” which means that there is a 1 in 1,000 chance of this much rain happening in any given year. The record setting rainfall has dropped 24 inches of rain […]
Great Tips to Deal with Insurance Rate Increases
You just received your latest homeowners insurance bill and are shocked by the number sitting at the bottom of the page. It’s much larger than the last one and you cannot for the life of you understand why your rates have gone up because you have never made a claim on the policy. One reason […]
Homeowners in high fire-risk areas are upset over soaring insurance rates
According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]
Homeowner’s Insurance Went Up? Credit Rating Could be the Problem
As most people are aware, your credit score can have a huge effect on your life these days. Your credit score can positively, or negatively affect everything from the interest rate you are charged on your mortgage to a background check for a new job. In addition, it can have a huge effect on your […]
What Really Goes Into Your Monthly Mortgage Payment?
Buying a house is probably one of the biggest financial commitments you will make in your life. While your mortgage payment will make up a considerable portion of the monthly costs related to your new home, there will be additional expenses that you will need to consider before you plunk down your earnest money and […]
Tips to Protect Your Home from Hurricanes in 2015
We are smack dap in the middle of hurricane season and if you live in an area where hurricanes are likely, preparing your home and family for the big one is important. Hurricanes can cause a tremendous amount of damage in a very short period of time. The costliest hurricane ever recorded, Hurricane Katrina in […]
New Homeowners, It’s Time for an Insurance Checkup
There are few things more exciting in life than buying a house. When they hand over the keys to your brand new home the thrill can be intoxicating but don’t let all of the excitement go to your head, reviewing your home insurance needs have never been more important. In most cases, your new home […]
Low-Cost Home Security Options to Keep Out Thieves
While having a professionally installed and monitored security system will definitely keep your home safe and secure, it will also drain thousands of dollars out of your bank account. Despite what security system salespeople will tell you, there are many low cost ways to help keep your home and belongings safe, as long as you […]
Seven Most Dangerous DIY Home Renovations
Make no mistake, Do It Yourself (DIY) projects can be dangerous. While it always tempting to do a project yourself to save money, there are some projects that are best left to the professionals. According to the Home Safety Council, one in five DIY-ers ends up in the hospital due to an accident while renovating […]