Homeowners insurance can be a bit confusing and like all type of insurance there are a number of myths and misconceptions floating around. A misunderstanding or not having a complete grasp of your coverage can be a very expensive mistake. Believing you are covered for something, and finding out that is not the case when […]
Household pests can take many forms. Everything from termites to mice, raccoons, birds, bats and rats just to name a few. While most of them are small, they can cause serious damage to your house, damage that will probably not be covered by your homeowners insurance. Insurance companies consider the majority of pest infestations and […]
Summer time means barbecues and outdoor fun. Unfortunately, some BBQs end badly. According to the U.S. Fire Administration, about 10 people will die, 100 will be injured and $37 million in damages will occur during the 5,700 grill fires that take place every year. Many people will also be burned, some severely, by grill fires. […]
Tucked away in your mortgage, hidden in the small print, is a little surprise that could cost you big, but only if you fail to keep your homeowners insurance premiums up to date. Every mortgage ever written specifies that the homeowner must carry homeowners coverage in certain dollar amounts. In most cases the house must […]
Spring and summer are big moving seasons. The weather is warming up, the sun is out, and you have decided to find a new address. When researching a new city or town it is important that you understand what living in your perfect location will truly cost. While renting an apartment or buying a house […]
Spring has sprung and when the snow starts to melt and the flowers start to bloom, homeowners often start thinking about how to improve their home. While many homeowners prefer to do the work themselves, some jobs are just too big and then its time to bring in the experts. If you are hiring a […]
Here is an often overlooked fact of a typical homeowners policy: Liability coverage is typically capped at $100,000. While it is possible to up your coverage levels to $500,000, few people do it. Even at $500,000, a serious accident on your property will quickly exceed your limits, which is why you may want to consider […]
In the event of a major burglary, fire, flood or other disaster that severely damages your home, one of the first thoughts that will probably go through your head is about your insurance policy. You assume you are covered, call your agent, file a claim, only to get a letter in the mail a few […]
Tax refunds are on the way, which means that many of us will have a little extra coin in our pocket soon. One great way to invest your windfall is to sink it into your house. Whether you update your kitchen, add a bedroom or just repaint your exterior spending money on your home will […]
The dreaded tax season is upon us again so collect your receipts, dig out those W-2s and get ready to hunker down. Luckily, as a homeowner, you are entitled to a few tax breaks that will drive down your tax bill and maybe put you into refund territory. Lets have a quick look at the […]