The holiday season is upon us and that means neighborhood and work parties full of delicious food and drinks. If you have invited all of your friends and family over for a chance to eat, drink and be merry, be sure that you understand your liability risk if the party ends up going sideways. According […]
Being a homeowner is a big responsibility and one thing you can’t afford is to get caught up in a scam. Dishonest contractors, locksmiths, and other scammers are more common than you would imagine, and if you have the bad luck of falling for one of their schemes, the results can be both messy and […]
A recent survey by the National Pest Management Association (NPMA) found that nearly 100 percent of pest control respondents said they had been called out to at least one bed bug infestation in 2012. Bed bugs can be found just about anywhere that people sleep. The list includes homes, hotels, college dorms, motels and even […]
While saving money is has become a big priority for most people these days, cutting back too much can be an expensive mistake, especially when it comes to home insurance. Shopping your insurance coverage around in order to find a better deal is always a good idea but cutting back or eliminating coverage altogether can […]
There are times when it pays to be a bit older. One of those times is when you are shopping for homeowners insurance. Getting older can help lower your premiums so if you recently hit 50 or retired, it might be time to shop your home insurance around. Here are just a few discounts that […]
While most people know that their homeowners insurance will pay for damage due to fire or vandalism, many are unaware of everything it actually covers, and one big thing it doesn’t cover. Flooding is one aspect of homeowners insurance that can be particularly confusing. Many people think that if their home floods, a quick call […]
According to a study published by the World Bank, Miami is one of the ten cities in the world that face the greatest risk of extensive flooding as sea levels rise due to climatic changes. As per the numbers quoted in the study, Miami is also likely to suffer the most in terms of economic […]
The recent floods in Colorado have brought the subject of flood insurance back into the headlines. Floods can be devastating to both your home and financial situation and they can happen quickly. According to federal flood information, a flash flood can produce a wall of water that is 10 to 20 feet high and just […]
While the first part of hurricane season has been relatively quiet this year you never know when a big one will hit and it pays to be prepared. Last years Superstorm Sandy didn’t hit until late October but when it did it packed quite a punch. Sandy flooded over 150,000 homes and killed 140 people. […]
Summertime is the perfect season to do some work on your house. Whether you are considering a major renovation, or a small remodel, one of the first questions you should ask is, will this add value to my home? Home remodels carry a number of benefits, they give a house a fresh look, make it […]