Purchasing home insurance is an absolute necessity and is an important part of your financial portfolio as a homeowner. Understanding the coverages that your policy provides is also extremely important. While a home insurance policy can seem complicated, they are typically pretty standard and not that mind bending if you have a basic understanding of […]
Moving is difficult, and there are certainly different degrees to it. A short move across town is a lot easier and less expensive than moving an entire household across the country. There is a lot to consider when planning a move, everything from the cost of living in your new location to where you will […]
If you are shopping for a homeowners insurance policy, there are a number of factors that will be consider when setting your premium. Insurer will look at a wide variety of risk factors when setting a premium, everything from your house, personal property, personal risk factors and regional risks will all be taken into account. […]
If you are in the market for new home, you are already aware that buying a new house comes with plenty of expenses. You must have a down payment, closing costs as well as cover the cost of a home inspection. While you may be tempted to skip the home inspection as an unnecessary expense, […]
If you live in a development that has a Homeowners association (HOA), you already know they are designed to maintain the shared community parks, playgrounds and even swimming pools. However, a HOA comes with a fee that can be monthly, quarterly or even yearly. These HOA fees are used to cover repairs or upgrades to […]
The average rate on a 30-year mortgage rate just hit 7% last week, which is now the highest it has been since 2002. The interest rate increase has pushed the average monthly payment to buy a new home to $2,760 in September from just $1,561 a year ago, according to data from Business Insider. While […]
Owning a home is huge financial commitment. There is the cost of the mortgage as well as maintenance costs and the cost of insuring your home. When it comes to insurance, the price you pay for coverage can vary dramatically depending on the variety of factors. Insurers consider the location of your home, the cost […]
If you have recently filed a claim on your homeowners insurance there is a good chance they have assigned an insurance adjuster to assess your claim. If you are wondering, “What exactly does a home insurance adjuster do,” you have come to the right place. An insurance adjuster will investigate your loss as well as […]
Most people rarely think about their house burning down or being destroyed by a natural disaster like a flood or tornado, but the truth is there is no guarantee that it will never happen to you. Disaster can strike at any time and if you are unprepared filing an insurance claim to cover the damage […]
As the wildfire season starts in California, and other states out West, homeowners should be aware that they may not be fully covered if their house is completely destroyed by a wildfire due to rising costs of materials and labor. Homeowners are finding out too late, often after their home has been destroyed by a […]